|
Presented by
John Armellino - Armellino Team |
233 Derby Avenue, #513, Derby, CT, 06418 | $224,900
Welcome to this charming and well-maintained three-level townhouse! Freshly painted throughout, it's ready for you to move in. The main level features a bright and spacious living room filled with natural light, seamlessly flowing into an eat-in kitchen with brand-new flooring. Sliding doors lead to a private deck overlooking a serene wooded area-perfect for relaxation. A convenient half bath completes this level. Upstairs, you'll find two spacious bedrooms and a full bathroom. The lower level includes a one-car garage, a laundry room, and ample storage space. With updated mechanicals and affordable HOA, this townhouse is a great find. Pets OK. Ideally located near highways, shopping, dining, and more. Pets allowed (2 cats or dogs, no one pet to exceed 25 lbs. ) Exterior - Newer Roof and Shutters. Interior - freshly painted, new oven 2024 and flooring 2025 in kitchen; new furnace 2016 and A/C in 2011 ; new hot water heater in 2018.
Features
- Parking: 2-car
- Heating: Hot Air
- Cooling: Central Air
- Levels: 2
- Rooms: 4
- Bedrooms: 2
- Baths: 1 full / 1 half
- Laundry: Lower Level
- Complex: Beau Vue Heights
- Year Built: 1987
- Common Charge: $210 Monthly
- Above Grade Approx. Sq. Feet: 943
- Est. Taxes: $3,354
- Lot Desc: Level Lot
- Elem. School: Bradley
- Middle School: Derby Middle
- High School: Derby
- Pets Allowed: Yes
- Pet Policy: 2 dogs or cats, any 1 pet
- Appliances: Electric Range,Microwave,Refrigerator,Dishwasher,Washer,Dryer
- MLS#: 24082281
- Buyer Broker Compensation: 2.50%
- Website: https://www.raveis.com
/raveis/24082281/233derbyavenue_derby_ct?source=qrflyer
Room Information
| Type | Description | Dimensions | Level |
|---|---|---|---|
| Bedroom 1 | Wall/Wall Carpet | 11.5 x 11.3 | Upper |
| Eat-In Kitchen | Sliders,Vinyl Floor | 11.3 x 12.8 | Main |
| Full Bath | Upper | ||
| Half Bath | Main | ||
| Living Room | Wall/Wall Carpet | 14.5 x 16.0 | Main |
| Primary Bedroom | Wall/Wall Carpet | 10.5 x 12.4 | Upper |
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
John Armellino - Armellino TeamSales Associate
203.671.1601
John.Armellino@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com, which receives over 1 billion hits per year
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Gerry O'BrianVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 223191
203.274.0501
Gerry.OBrian@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Alex FerroInsurance Sales Director, William Raveis Insurance
203.610.1536
Alex.Ferro@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
Ray CashenPresident, William Raveis Attorney Network
203.925.4590
For homebuyers and sellers, our Attorney Network:
- Consult on purchase/sale and financing issues, reviews and prepares the sale agreement, fulfills lender
requirements, sets up escrows and title insurance, coordinates closing documents - Offers one-stop shopping; to satisfy closing, title, and insurance needs in a single consolidated experience
- Offers access to experienced closing attorneys at competitive rates
- Streamlines the process as a direct result of the established synergies among the William Raveis Family of Companies
233 Derby Avenue, #513, Derby, CT, 06418
$224,900
John Armellino - Armellino Team
Sales Associate
William Raveis Real Estate
Phone: 203.671.1601
John.Armellino@raveis.com
Gerry O'Brian
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.274.0501
Gerry.OBrian@raveis.com
NMLS Mortgage Loan Originator ID 223191
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $179,920 | $179,920 | $179,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.625% | 6.490% | 5.490% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.695% | 6.649% | 5.764% |
| Monthly Tax Payment | $280 | $280 | $280 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,036 | $1,136 | $1,469 |
| Total Monthly Payment | $1,391 | $1,491 | $1,824 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
CT Mortgage Correspondent Lender License 15524