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One or more photo(s) has been virtually staged. SERENITY NOW! If you love water and natural surroundings, this home is for you. With a conservation lake view that is hard to beat, you can enjoy a backyard with fountains, a pergola, and a fishing dock guaranteed to bring some Bass your way. You will enjoy a parade of beautiful birds that change with each season. There is an open patio as well as a large screened lanai to make the best of the Florida lifestyle. The BRICK PAVER DRIVEWAY and courtyard entry lead to a comfortable 2 bedroom home with TWO BONUS ROOMS for all your special needs. Both bathrooms are updated. The Ensuite Primary Bedroom has an additional 144 sq. ft. room that overlooks the lake and lanai, perfect for a study or art room. The updated kitchen has wood cabinets, deep drawers and a large closet pantry with a passthrough to the family room. Beyond there, is another bonus room that can be used as a small 3rd bedroom, office space or reconfigure back into a laundry room. Perfect for pets, this home is carpet free with a combination of tile and newer laminate flooring in the bedrooms. Enjoy this budget-friendly home with FREE IRRIGATION WATER pumped from the lake and NO NEIGHBORHOOD HOA FEES. Other features include: * Roof 2012 * Water Heater 2018 * CPVC supply plumbing * Square D panel box* Storage shed. Sun City Center Community Center has over 200 clubs and organizations to enjoy and was named #1 Retirement Community in the USA by REALTOR. COM for just $344/person annually and a one-time capital funding fee of $3, 000 at closing. Sun City Center is golf cart assessable throughout the community with stores, medical facilities, financial services, transportation options, and houses of worship. Minutes away is I 75 with a short drive to Tampa, Sarasota and St. Petersburg, near 3 airports, beaches, theater, museums, fine dining, advanced medical, special events and major league sports too. What a great place to be living the dream!
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Our Executive Mortgage Banker:
Our Insurance Division:
$325,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $260,000 | $260,000 | $260,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.750% | 7.125% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.173% | 7.316% | 6.550% |
Monthly Tax Payment | $370 | $370 | $370 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,686 | $1,752 | $2,229 |
Total Monthly Payment | $2,131 | $2,197 | $2,674 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.