856 WISCONSIN AVENUE, Palm Harbor, FL, 34683 | $574,900

Rare Find! ELEVATED Cape Cod style home in highly desirable Palm Harbor.  You'll love this WELL maintained 3 bedroom, 2. 5 bathroom 2 Car Garage Home.  Living area had NO FLOOD DAMAGE from recent Hurricanes Helene and Milton.  Upgrades include BRAND NEW AC AND ROOF 9/24.  Updated Kitchen around 2010.  IMPACT RESISTANT, Double Pane Windows. Exterior Siding & Sliders updated.  Freshly Painted Interior and Exterior, Brand New Carpet 2nd floor and stairs.  This home features Elegant touches throughout, including a wood-burning FIREPLACE, Real Hardwood Floors and Crown Molding throughout first floor, a Charming Bay Window and two skylights on the second floor. The kitchen boasts warm colors, wood cabinetry, granite countertops, pantry closet and a picturesque window overlooking the backyard. ENORMOUS LAUNDRY ROOM with full size stackable washer dryer, tons of storage and built in desk space for flexibility, can easily be used for home office, craft room or all purpose space.  All bedrooms are located on the top floor.    Enjoy outdoor living on one of the two large decks off the master bedroom and 1st floor.  Large Fully Fenced back yard with the space to park your Boat or RV on the side yard with 30 AMP plug for RV or EV. Unbeatable location just off the Pinellas Trail  and 1/4 of mile from small boat launch at Pop Stansell Park with access to Saint Joseph's Sound and the Gulf. Wisconsin Avenue dead ends at Pinellas Trail for privacy and convenience.  Just 1 mile from Nationally recognized Palm Harbor University High School and A rated Ozona Elementary school. Walk, ride your Bike or take your Golf Cart to quaint shops and restaurants in downtown Palm Harbor which is less than one mile away.   5 Miles to Downtown Dunedin and 4 Miles to the beach at Honeymoon Island.   World famous Clearwater Beach is conveniently located 11 miles away.  Neighborhood is well cared for and has NO HOA Fees.  FLOOD INSURANCE POLICY is Transferable.   Don’t miss this opportunity to own a MOVE in READY home in one of Palm Harbor’s most sought-after neighborhoods!

Features

  • Rooms: 8
  • Bedrooms: 3
  • Baths: 2 full / 1 half
  • Lot Size: 50 x 115
  • Laundry: Laundry Room
  • Style: Cape Cod
  • Year Built: 1985
  • Garage: 2-car
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 1,522
  • Acreage: 0.13
  • Lot Size: 50 x 115
  • Est. Taxes: $1,592
  • Lot Desc: Landscaped
  • Elem. School: Ozona Elementary-PN
  • Middle School: Palm Harbor Middle-PN
  • High School: Palm Harbor Univ High-PN
  • Appliances: Dishwasher, Dryer, Microwave, Range, Refrigerator, Washer
  • MLS#: W7873912
  • Days on Market: 12 days
  • Website: https://www.raveis.com
    /prop/W7873912/856wisconsinavenue_palmharbor_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 4/8/2025 2:17:10 PM)
Listing courtesy of CHARLES RUTENBERG REALTY INC   Phone: 727-538-9200

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
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    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

856 WISCONSIN AVENUE, Palm Harbor, FL, 34683

$574,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $459,920 $459,920 $459,920
Term 360 months 360 months 180 months
Initial Interest Rate** 6.375% 6.875% 5.875%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.007% 7.050% 6.152%
Monthly Tax Payment $133 $133 $133
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $2,869 $3,021 $3,850
Total Monthly Payment $3,094 $3,246 $4,075

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.