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Rare Find! ELEVATED Cape Cod style home in highly desirable Palm Harbor. You'll love this WELL maintained 3 bedroom, 2. 5 bathroom 2 Car Garage Home. Living area had NO FLOOD DAMAGE from recent Hurricanes Helene and Milton. Upgrades include BRAND NEW AC AND ROOF 9/24. Updated Kitchen around 2010. IMPACT RESISTANT, Double Pane Windows. Exterior Siding & Sliders updated. Freshly Painted Interior and Exterior, Brand New Carpet 2nd floor and stairs. This home features Elegant touches throughout, including a wood-burning FIREPLACE, Real Hardwood Floors and Crown Molding throughout first floor, a Charming Bay Window and two skylights on the second floor. The kitchen boasts warm colors, wood cabinetry, granite countertops, pantry closet and a picturesque window overlooking the backyard. ENORMOUS LAUNDRY ROOM with full size stackable washer dryer, tons of storage and built in desk space for flexibility, can easily be used for home office, craft room or all purpose space. All bedrooms are located on the top floor. Enjoy outdoor living on one of the two large decks off the master bedroom and 1st floor. Large Fully Fenced back yard with the space to park your Boat or RV on the side yard with 30 AMP plug for RV or EV. Unbeatable location just off the Pinellas Trail and 1/4 of mile from small boat launch at Pop Stansell Park with access to Saint Joseph's Sound and the Gulf. Wisconsin Avenue dead ends at Pinellas Trail for privacy and convenience. Just 1 mile from Nationally recognized Palm Harbor University High School and A rated Ozona Elementary school. Walk, ride your Bike or take your Golf Cart to quaint shops and restaurants in downtown Palm Harbor which is less than one mile away. 5 Miles to Downtown Dunedin and 4 Miles to the beach at Honeymoon Island. World famous Clearwater Beach is conveniently located 11 miles away. Neighborhood is well cared for and has NO HOA Fees. FLOOD INSURANCE POLICY is Transferable. Don’t miss this opportunity to own a MOVE in READY home in one of Palm Harbor’s most sought-after neighborhoods!
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Our Executive Mortgage Banker:
Our Insurance Division:
$574,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $459,920 | $459,920 | $459,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.007% | 7.050% | 6.152% |
Monthly Tax Payment | $133 | $133 | $133 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,869 | $3,021 | $3,850 |
Total Monthly Payment | $3,094 | $3,246 | $4,075 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.