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A Diamond in the rough sits this 2 story desirable Concord model 2 blocks to the beach. This is a chance for you to make this your magnificent beach home to share with family and friends. The master bedroom is on the first floor and secures your privacy while guests are upstairs. This home is situated on a canal. You have a view of the park and open space to enjoy your privacy. Feed the turtles and fish in your backyard. You can hear the waves hitting the beach as you sit on your patio. Sea Colony is the hidden secret being an Oceanfront GATED community. You walk to the beach or jump in your golf cart with your surfboards and toys. Jump in the pool as you pass thru to head to the beach. Walk your fur baby on the beach as you collect those treasures. This home has newer roof 2023, HVAC 2017. This is a great price to get into Sea Colony. Take your kayak Or drop your boat into the Intracoastal minutes from your door. Bings Landing has a boat slip. 30 minutes to Historic St. Augustine or Daytona Beach for Nascar. -Bike week! Close to restaurants, shopping & medical facilities. Golf courses , tennis and pickleball 15 minutes from your house. Don't snooze on this one. It wont last long. Opportunity is now! Customize this to your taste. Make it your dream home. Call today!
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Our Executive Mortgage Banker:
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$449,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $359,200 | $359,200 | $359,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.250% | 6.875% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.944% | 7.025% | 6.046% |
Monthly Tax Payment | $208 | $208 | $208 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,212 | $2,360 | $2,983 |
Total Monthly Payment | $2,495 | $2,643 | $3,266 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.