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A rare find in beautiful Keowee Key, Lake Keowee's most affordable golf resort community. You'll appreciate every quality update in this low-maintenance home, giving you more time to enjoy the incredible list of amenities here in Keowee Key. The comfortable open floorplan is filled with natural light, gleaming hardwood floors and features a spacious kitchen with granite counters, a pantry, coffee bar, and newer stainless appliances. Each of the 3 bedrooms features an ensuite bathroom; The main floor primary suite boasts a beautifully updated bath with granite and double sinks, tiled floor and shower and the main floor guest bath has also been updated. The lower level has its own exterior and interior entrance. The storage space is staggering! With a large living room, huge bedroom with ensuite bath, workshop, and 17x28 storage room and screened porch this area is ideal for guests and entertainment. Each floor is served with its own HVAC system for ideal temperature control. The incredible list of upgrades includes concrete plank siding, vinyl replacement windows, 50 50-year shingled roof (2016), composite decking & PVC handrail on the deck, along with a retractable awning. The attached garage has been insulated, has an epoxy floor, and updated garage door. The home has driveway access on a cul-de-sac and on Starboard Tack, and the circular drive and driveway to the garage provide a surprising amount of parking. The back of the home faces a wooded hill for added privacy & wildlife viewing. This special property is conveniently located close to the Club and a short drive from the fitness center and North Marina. Keowee Key offers unmatched amenities, including an indoor pool, racquetball, pickleball and 14 tennis courts, and 2 outdoor pools. The 18-hole George Cobb-designed golf course is impeccably maintained & you'll enjoy gourmet meals at the community restaurants. Miles of walking trails, parks, beaches, and marinas are just a few of the highlights this Lake Keowee community offers. Boat slips may be leased through the Keowee Key Marina, however there is currently a lengthy wait. Pontoon boats are available to rent, and a concierge service is available from dry storage. Information is Deemed Reliable but Not Guaranteed- All numerical representations are approximations only and are possibly inaccurate. If the Buyer's decision to purchase is based upon numerical representations, the Buyer shall be responsible for obtaining information. Any fees provided, including covenants/restrictions, are not to be considered up to date. Homeowner Associations often make changes. It is advised that interested parties contact the Homeowner’s Association, or related management company, for complete and up to date restrictions, dues and/or transfer fees etc. The basement workshop and storage room are not included in the finished square footage since they're not completely finished, but they provide more than 800 sq ft of additional heated space.
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $464,000 | $464,000 | $464,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.750% | 7.125% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.173% | 7.316% | 6.550% |
Monthly Tax Payment | $97 | $97 | $97 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,010 | $3,126 | $3,978 |
Total Monthly Payment | $3,198 | $3,314 | $4,166 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.