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49 Cross Bow Lane, Smithtown (Commack), NY, 11725 | $1,100,000
Welcome to 49 Cross Bow Lane in the Award-Winning, Blue Ribbon school district of Commack. Fabulous curb appeal. This grand home looks regal as it sits on the hill and has a separate 2 car garage that doubles as a covered patio in the yard overlooking the in-ground pool. Professionally landscaped with a large driveway this home really shows well. Located in the sought-after Candy Section of Commack the home is close to everything yet affords privacy on a wide, quiet street. Enter the home to the open plan of the first floor and sweeping, open staircase to the lower level. Beautiful hardwood floors throughout the house highlight the formal living and dining room. Welcome to your chef's kitchen! This kitchen was updated and expanded in 2012 with the cook in mind. Grand center island plays a great role in the entertaining of guests affording plenty of counter seating. Great appliances! The primary bedroom has a private ensuite bathroom. The other two bedrooms are nice sizes and the main bathroom has been nicely updated. Descend the staircase into the Great Room and enjoy the gas fireplace while watching TV. There is a private 4th bedroom overlooking the yard and a half bath. Lets not forget the side entrance leading into a bonus space that can be used as an office, playroom or gym. Separate laundry room. The yard is a private oasis. The beautiful in-ground pool is heated, saltwater and has a true hot tub. Grab some shade under the covered patio with an awning and there is a half bath by the pool so no one has to go into the main house. Plenty of space for activities on the lawn just above the pool with beautiful views! Roof - 2007, CAC 1 Zone - 2012. Boiler 2 Zones (oil), Cesspool - 2022, AMP 200, , Generator - 2012
Features
- Town: Smithtown
- Rooms: 9
- Bedrooms: 4
- Baths: 2 full / 1 half
- Laundry: Laundry Room
- Style: Hi Ranch
- Year Built: 1963
- Garage: 2-car
- Heating: Natural Gas
- Cooling: Central Air
- Approx Sq. Feet: 2,500
- Acreage: 0.5
- Est. Taxes: $20,875
- Lot Desc: Back Yard, Front Yard, Garden, Landscaped, Near School, Near Shops, Sprinklers In Front, Sprinklers In Rear
- Elem. School: North Ridge School
- Middle School: Commack Middle School
- High School: Commack High School
- School District: Commack
- Pool: Diving Board, In Ground, Outdoor Pool, Pool Cover, Vinyl
- Appliances: Dishwasher, Dryer, Gas Oven, Microwave, Refrigerator, Stainless Steel Appliance(s), Washer
- MLS#: 838314
- Days on Market: 4 days
- Website: https://www.raveis.com
/eprop/838314/49crossbowlane_smithtown_ny?source=qrflyer
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
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- Market your home to realize a quick sale at the best possible price
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To learn more about our credentials, visit raveis.com today.
Sarah DeFlorioVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 1880936
347.223.0992
Sarah.DeFlorio@Raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
49 Cross Bow Lane, Smithtown (Commack), NY, 11725
$1,100,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Sarah DeFlorio
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
|---|---|---|---|
| Loan Amount | $880,000 | $880,000 | $880,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.250% | 6.125% | 5.875% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.517% | 6.235% | 6.058% |
| Monthly Tax Payment | $1,740 | $1,740 | $1,740 |
| H/O Insurance Payment | $125 | $125 | $125 |
| Initial Principal & Interest Pmt | $4,859 | $5,347 | $7,367 |
| Total Monthly Payment | $6,724 | $7,212 | $9,232 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
NY Licensed Mortgage Banker-NYS Banking Department LMBC 106535