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New to the market is this spacious 2 bedroom, 1. 5 bath condo at the Americana Condominium, featuring new laminate flooring throughout. washer/dryer in unit (grandfathered in), Kitchen has lots of cabinets, 2 year new wall, backsplash, quartz counters, sink, faucet & elec. water htr. The air conditioners are new w/remotes. The oversized living room has an electric fireplace and also has custom sliders w/blinds in glass leading to screened porch w/storage closet w/shelving. Also, there are lovely plantation shutters. The bathrooms are tastefully updated. Master bedroom has plenty of storage with its custom closets. The second bedroom is good size w/closet. There is a garage parking space #45 and Storage Unit #23 that is included w/the condo. Property has been well maintained and is being sold "as is". Building is at its capacity for rentals 20%. (no rentals allowed at this time) Owner Occupancy is 82%. Compensation is offered not in MLS. OFFERS DUE BY MONDAY, 6PM APRIL, 7TH.
Type | Description | Level |
---|---|---|
Bedroom 2 | Closet | First |
Kitchen | Flooring - Laminate, Countertops - Stone/Granite/Solid, Cabinets - Upgraded, Remodeled, Stainless Steel Appliances | First |
Living Room | Flooring - Laminate, Balcony / Deck, Open Floorplan, Slider, Lighting - Sconce | First |
Master Bedroom | Closet/Cabinets - Custom Built, Flooring - Laminate, Lighting - Overhead | First |
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William Raveis Mortgage, LLC
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Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $336,000 | $336,000 | $336,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.007% | 7.037% | 6.152% |
Monthly Tax Payment | $336 | $336 | $336 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,096 | $2,207 | $2,813 |
Total Monthly Payment | $2,507 | $2,618 | $3,224 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.