|
44 BAY Street, #B201, Westerly, RI, 02891 | $1,295,000
Unit B201 Asking Price: $1, 295, 000 Description: One of the best residential and fully furnished corner one bedroom, one full bath, residential condominium units with living room, foyer closet. Includes granite counter kitchen, electric cooktop, oven and microwave & wood cabinets. Listed on the market by the designer/developer for the first time ever in excellent condition. B201 is considered the jewel of the one bedrooms offered on this property with west and north oriented hurricane windows, cathedral ceiling, gas fireplace, pull out full size sofa, heating / cooling climate controls, elevator and Reception Room access. One assigned covered parking space. This upper level residence has incredible sunset harbour views overlooking Little Narraganset Bay. It is situated in the center of the Historic Watch Hill Village with ample shopping, dining, Historic Flying Horse Carousel and walking access to three beautiful beaches. This fully furnished residence is approved to participate in the sponsored Rental Program giving the owner an option to occupy their unit on specified dates, and realize rent income to offset operating expenses. When in occupancy, the owner and/or renter can enjoy the amenities and private beach, dining features, and fitness center offered at the historic Ocean House Resort Hotel our sister Relais & Chateau property situated on the east frontage sands of the Atlantic Ocean - 5 minutes walking distance or in season shuttle service.
Features
- Parking: 1-car
- Heating: Baseboard,Electric,Gas,Propane,Other
- Cooling: Wall Unit(s)
- Amenities: MaintenanceGolf,Highway Access,Marina,Maintenance On-Site,Near Hospital,Near Schools,Public Transportation,Restaurant,Shopping,Tennis Court(s),Sidewalks
- Rooms: 2
- Bedrooms: 1
- Baths: 1 full
- Laundry: Common Area
- Complex: Watch Hill Village
- Year Built: 2006
- Common Charge: $534 Monthly
- Approx Sq. Feet: 615
- Acreage: 0.99
- Est. Taxes: $7,666
- Lot Desc: Paved
- View: Saltwater,Water
- Pets Allowed: Yes
- Appliances: Common Water Heater,Dishwasher,Exhaust Fan,Gas Water Heater,Microwave,Oven,Range,Refrigerator,Water Heater
- MLS#: 1380774
- Website: https://www.raveis.com
/prop/1380774/44baystreet_westerly_ri?source=qrflyer
Copyright © 2025 State-Wide MLS, Inc. All rights reserved.
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com, which receives over 1 billion hits per year
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
44 BAY Street, #B201, Westerly, RI, 02891
$1,295,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
|
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
|---|---|---|---|
| Loan Amount | $1,036,000 | $1,036,000 | $1,036,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.750% | 6.625% | 6.250% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.712% | 6.764% | 6.435% |
| Monthly Tax Payment | $639 | $639 | $639 |
| H/O Insurance Payment | $125 | $125 | $125 |
| Initial Principal & Interest Pmt | $6,046 | $6,634 | $8,883 |
| Total Monthly Payment | $6,810 | $7,398 | $9,647 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
RI Mortgage Lender & Mortgage Broker #20051918LL & #20051919LB