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Visit this amazing antique, colonial in amongst other period homes and next to the beautiful Silsby Library. The Property has some amazing features. Original stenciled doors, original chair-rails, revolving bookcase, original soapstone sink in the laundry room and original wood floors thru out. Enter from the covered porch into the cozy family room/kitchen that is heated by a wood stove. Off the family room is an office. Fiber Broadband so everyone can work from home. The Kitchen has wide plank countertops with an island of the same. Gas cook top is in the island, wall double ovens and long space for preparing meals. Tons of cabinets in the kitchen and the floor is tiled. The living room is the whole width of the home with a fireplace on the north side for your Christmas get-togethers. Huge dining room off the Livingroom with plenty of room for extra side tables to hold your good dishes. The 2nd floor can be accessed by 2 staircases, The front hall and the back staircase which comes down to the kitchen. In the center is a wonderful library/sitting room surrounded by 5 bedrooms, a full bath & an additional office. Off the kitchen is a mud room/Laundry with access out to the large breezeway that will hold all your wood for the winter nights with a full 2nd floor for storage. Beyond this, is the large barn room for pool table, Ping-Pong table or great for a workshop and to store the snowblower or lawnmower. Enjoy the over 3 acres, for gardens(greenehouse), skiing, flowers and more!
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $412,000 | $412,000 | $412,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 7.125% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.058% | 7.303% | 6.510% |
Monthly Tax Payment | $725 | $725 | $725 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,604 | $2,776 | $3,533 |
Total Monthly Payment | $3,421 | $3,593 | $4,350 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.