120 MAIN Street, Baldwin, FL, 32234 | $375,000

Welcome to a rare opportunity in the heart of the lovely town of Baldwin, Florida! This unique property features two separate living units--perfect for investors, large families or anyone looking to maximize rental income. The main residence is a beautifully maintained two-story home offering six spacious bedrooms and three full bathrooms. With plenty of room for everyone, this home combines comfort and functionality making it ideal for a primary residence or as a rental investment.
Also, located on the same oversized corner lot, is a well kept mobile home featuring three bedrooms and two bathrooms. It is an excellent additional income stream or space for extended family. Both units currently have lovely renters in place. It is ideal setup for multi-generational living or investment. There is generous space and privacy for each unit. Both building on the property have SEPARATE utilities: JEA electric, city water and sewer from Town of Baldwin, and Comcast high speed internet.

Features

  • Bedrooms: 8
  • Baths: 5 full
  • Lot Size: 116 ft front and 100 ft depth
  • Style: Traditional
  • Year Built: 1957
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 3,225
  • Acreage: 0.29
  • Lot Size: 116 ft front and 100 ft depth
  • Est. Taxes: $3,039
  • Appliances: Dishwasher, Electric Oven, Electric Range, Electric Water Heater, Refrigerator
  • MLS#: 2077321
  • Days on Market: 29 days
  • Website: https://www.raveis.com
    /prop/2077321/120mainstreet_baldwin_fl?source=qrflyer
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Listing courtesy of REAL ESTATE WITH GARLON WEBB

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Customer Service

888.699.8876

Contact@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

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To learn more about our credentials, visit raveis.com today.

Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

860.690.5052

Robert.Reade@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

120 MAIN Street, Baldwin, FL, 32234

$375,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $300,000 $300,000 $300,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.500% 6.875% 5.875%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.058% 7.050% 6.152%
Monthly Tax Payment $253 $253 $253
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,896 $1,971 $2,511
Total Monthly Payment $2,224 $2,299 $2,839

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.