This is a very rare opportunity to buy a home in Westchester that is a ranch with all bedroom and bathrooms on the main level. It features a sunken living room. There is a half bath and large coat closet by the front door. The entry and mud room have tile while the rest of the main floor has hardwood floors. The living room at the front of the home and the family room at the rear both share a double sided wood burning fireplace. This is such a great feature in the winter time. The home was design to allow for easy entertaining in the center core of the home, while keep the private spaces, the bedrooms and full bathrooms, in a separate wing of the house. There is also a 4th bedroom and 3rd full bathroom on the other side of the home that can easily be used for an au-pair, a guest or an elder family member. It could also make a wonderful massive pantry. It's also adjacent to the garage, so you could do that new trend of adding a small door to effortlessly bring in groceries to the pantry. The Mudroom you will enter from the garage, kitchen or backyard has hookups for a washer, dryer and sink should you prefer it on the main level, or you can add a second set to the ones located in the basement. The kitchen features an area to eat in, which is directly in front of the sliding glass door to the patio. The Family room also has a glass slider to the patio as well. The HVAC system was replaced in 2024/25. Hot water heater replaced in 2023. The garage door system was replaced in 2023. The chimney was relined in 2025. The yard is like a secluded paradise. With just over 1 acre, there is plenty of room to enjoy activities or even add a pool. There is even a Tesla charger included.
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Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $1,399,200 | $1,399,200 | $1,399,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.250% | 6.125% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.517% | 6.235% | 6.058% |
Monthly Tax Payment | $2,641 | $2,641 | $2,641 |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $7,726 | $8,502 | $11,713 |
Total Monthly Payment | $10,492 | $11,268 | $14,479 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.