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Presented by![]() Ashley Bowne |
Welcome to this bright, light, and airy 2/3 bedroom home with unlimited potential. While it needs some TLC, the potential is evident throughout. The main floor features beautiful hardwood floors that add warmth and character, a cozy living room, and kitchen that could easily be updated to suit modern tastes. The 2/3 bedrooms are spacious with plenty of natural light, all showcasing the timeless appeal of the hardwood flooring. Upstairs, you'll find a walk-up attic that could be transformed into extra living space, whether it’s an office, playroom, or additional bedrooms, offering endless possibilities. The basement, which has its own outside entrance—ideal for creating a separate living area; where utilities and laundry are provided. The basement also offers additional storage and space for customization. Close to town, train, beaches and all the amenities that Oyster Bay has to offer. Being sold "As Is"
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Our Executive Mortgage Banker:
Our Insurance Division:
$499,000
Sales Associate
William Raveis Real Estate
Phone: 860.949.2641
Ashley.Bowne@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 860.625.5780
Brianna.Turgeon@raveis.com
NMLS Mortgage Loan Originator ID 2104486
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $399,200 | $399,200 | $399,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 7.125% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.058% | 7.303% | 6.510% |
Monthly Tax Payment | $732 | $732 | $732 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,523 | $2,689 | $3,423 |
Total Monthly Payment | $3,330 | $3,496 | $4,230 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.