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Presented by
Brian Greene |
48 Rutland Drive, Patterson, NY, 12563 | $2,500
We are excited to introduce this charming and cozy cottage nestled in the peaceful Putnam Lake Community of Patterson, NY. Offering a perfect combination of comfort and convenience, this home provides an inviting atmosphere ideal for relaxation. The first floor welcomes you with a warm eat-in kitchen, a great space to enjoy meals while taking in the tranquil surroundings. As you head to the second floor, you’ll find a bright and airy living room, a bedroom, and a versatile office space. The office can easily accommodate a twin bed or futon, offering flexibility for guests or a peaceful workspace. One of the highlights of this home is its access to Putnam Lake, where you can enjoy kayaking, swimming, or simply taking in the beauty of the natural setting, all just steps away. The property sits on a private . 22-acre lot, surrounded by mature trees and plants, adding to its serene charm. The original stone foundation adds character and a sense of history to this quaint retreat. Additionally, commuting to NYC is a breeze with a short, scenic train ride of just over an hour, and easy access to the Patterson and Brewster train stations. Come experience the peaceful beauty of this cottage and make it your new home.
Features
- Type: Single Family
- Rooms: 5
- Bedrooms: 1
- Baths: 1 full
- Style: Cottage
- Year Built: 1956
- Heating: Baseboard, Hot Water, Oil
- Cooling: None
- Basement: Full
- Approx Sq. Feet: 808
- Acreage: 0.22
- Elem. School: John F. Kennedy
- Middle School: Henry H Wells Middle School
- High School: Brewster High School
- School District: Brewster
- Appliances: Dryer, Washer, Oil Water Heater
- Lease Term Type: 12 Months
- MLS#: 839891
- Days on Market: 1 day
- Website: https://www.raveis.com
/prop/839891/48rutlanddrive_patterson_ny?source=qrflyer
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Brian GreeneSales Associate
978.460.1227
Brian.Greene@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com, which receives over 1 billion hits per year
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Joanne O'KeefeVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 38342
978.314.1072
Joanne.OKeefe@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Nicole DelaneyInsurance Sales Director, William Raveis Insurance
781.724.3515
Nicole.Delaney@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
48 Rutland Drive, Patterson, NY, 12563
$2,500
Brian Greene
Sales Associate
William Raveis Real Estate
Phone: 978.460.1227
Brian.Greene@raveis.com
Joanne O'Keefe
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 978.314.1072
Joanne.OKeefe@raveis.com
NMLS Mortgage Loan Originator ID 38342
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $2,000 | $2,000 | $2,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.500% | 7.125% | 6.250% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.058% | 7.303% | 6.510% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $13 | $13 | $17 |
| Total Monthly Payment | $88 | $88 | $92 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
NY Licensed Mortgage Banker-NYS Banking Department LMBC 106535