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Presented by![]() Erin Venditti |
One or more photo(s) has been virtually staged. One or more photo(s) has been virtually staged. This beautifully staged Portofino model home is ready for you to move in and start enjoying the Florida lifestyle. With 2 bedrooms, a 3rd bedroom/home office, 2 ½ baths, and a 2-car garage, this spacious 2282 sq. ft. home is loaded with upgrades, including whole-house solar, a car charging station, and more! Step up the landscaped walkway and into the screened entry, where you'll immediately be impressed. This freshly painted home features tile flooring and crown molding throughout, with no carpet in sight. The open kitchen and family room layout makes it ideal for both entertaining inside and out, with easy access to the large, covered lanai. From the lanai, enjoy stunning water views—a perfect setting to soak up the Florida sunshine. The gourmet kitchen is a chef's dream, offering 42” wood cabinets, granite countertops, a tile backsplash, under and over cabinet lighting, and a pantry. All appliances are included, with a new microwave and Bosch dishwasher. The breakfast nook is a cozy spot to enjoy casual meals and the morning sun. The spacious master suite features two large custom closets and a luxurious en-suite bath with white cabinetry, dual sinks, a linen closet, a walk-in glass shower, and a bathtub. The versatile den/third bedroom, with double doors, can be used as either an office or a guest bedroom, and there’s also a powder room for guests. The laundry room includes a washer and dryer, cabinetry, and a sink, with a full bath conveniently located next to the second bedroom. The garage is equally impressive, with a finished floor, an insulated door, and plenty of cabinetry for storage. Additional features include 14 new impact windows, a new AC unit installed in 2024, and low electric bills thanks to the whole-house solar system. Located in the active adult community of Valencia Lakes, this home offers a resort-style living experience. Enjoy amenities such as a heated pool, tennis courts, pickleball, a dog park, and a clubhouse with social events, a fitness center, a café, and much more. Conveniently located near Tampa, St. Petersburg, and Sarasota, this home truly has it all. Move in, relax, and live like you're on vacation every day!
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Our Executive Mortgage Banker:
Our Insurance Division:
$489,900
Sales Associate
William Raveis Real Estate
Phone: 401.255.5019
Erin.Venditti@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 860.625.5780
Brianna.Turgeon@raveis.com
NMLS Mortgage Loan Originator ID 2104486
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $391,920 | $391,920 | $391,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.750% | 7.125% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.173% | 7.316% | 6.550% |
Monthly Tax Payment | $68 | $68 | $68 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,542 | $2,640 | $3,360 |
Total Monthly Payment | $2,685 | $2,783 | $3,503 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.