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Location, Location…The heart of Palm Harbor! Wow! This exquisite family home is perfectly situated in Florida’s premier golf-cart community. Live a fabulous coastal lifestyle in this private cul-de-sac pool home offering just over 2, 500 sq ft with 4 bedrooms, 3 full bathrooms and a split 2-car garage with electric vehicle charger. Approach and be welcomed by a split driveway surrounded by lush landscaping leading to a dramatic, wide staircase and on to the charming front porch entry. Step into the spacious living room with modern finishes, hardwood flooring and an abundance of natural light. The open kitchen is an entertainers delight boasting chisel travertine flooring, raised panel soft close wood cabinetry, granite counters, tile backsplash, large undermount sink, SS appliances-3 door refrigerator, café style ceran top range, built-in microwave, dishwasher (2024), pantry closet and spacious peninsula with additional cabinetry for storage and bead board & chair rail accents. The kitchen opens to the dining room with hardwood flooring and designer lighting and sliders leading to a spacious balcony overlooking the serene landscaping! The balcony offers a grand entertaining space with stairs leading down to the backyard paradise. The private owners retreat boasts continuous travertine flooring, taller base molding and dual closets. Stunning ensuite features dual vanities and a private barn door to the massive walk-in shower with floor to ceiling tile. The second floor houses 2 large bedrooms with lovely frizae carpet, built-ins and wall closets. The hall bath has a designer vanity with single undermount sink, tub/shower combination with stunning tilework and frosted door. The 4th bedroom is located on the lower level with a private entrance making it an ideal suite for in-laws, guests, adult children or intergenerational living. The bonus area and bedroom have luxury vinyl flooring, mini-split AC (2024) for temperature comfort, electric fireplace, built-in microwave, fashionable raised bar and a pocket door leading to the 3rd bath boasting a full walk-in shower… endless possibilities! Living space extends to the serene sanctuary outside with extended brick pavered area, firepit and tiki hut for boundless fun. The refuge includes a saltwater pool with Pebble Tec finish & elevated waterfall. Privacy is provided by lush landscaping and a fully fenced yard. A private dog run is on the opposite side of the home where a custom-built ramp leads to the front porch. So many notable features… a perfectly situated laundry room has coastal bead board, a handy folding area and a super convenient laundry chute from the top floor! Washer and dryer convey! Top floor pull down staircase leads to full, standing attic access, infinite designer finishes, custom design barn doors, Tommy Bahama doors, New Pool Pump (2024), Water Heater (2022), Electrical Panels (2023), Roof (2018), Hurricane rated garage doors (2022), ACs (2018 & 2024), Bugslayer mosquito control system. Plenty of room to park a boat, golf cart, all of your toys. No HOA! Hop in your golf cart and head to the charming restaurants, shops & festivals of quaint Old Town Palm Harbor. Bike the famous Pinellas Trail and savor the nearby, famed Gulf beaches. Zoned for some of Pinellas County’s most sought-after schools including Palm Harbor University High School! Schedule your private tour today and view this magnificent home in the beautiful coastal community of Palm Harbor.
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Our Executive Mortgage Banker:
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $767,920 | $767,920 | $767,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.250% | 6.625% | 6.375% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.813% | 6.739% | 6.581% |
Monthly Tax Payment | $810 | $810 | $810 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,728 | $4,917 | $6,637 |
Total Monthly Payment | $5,630 | $5,819 | $7,539 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.