4103 Raffia DR, Naples, FL, 34119 | $974,999

Check out this beautiful home in the sought after Raffia Preserve community in Naples, FL. The exquisite Osprey boasts 2, 963 square feet of beautifully designed living space, this two-story home features 4 bedrooms, a den, 3. 5 bathrooms, a loft, and a 2-car garage. With an upgraded front elevation, the home exudes curb appeal and is perfectly positioned to offer tranquil preserve and lake views.
Inside, the first-floor master suite and den provide convenience and privacy, while the three additional bedrooms and spacious loft are located upstairs, making it ideal for families or guests. The open-concept design allows for seamless flow between the living spaces, with abundant natural light enhancing the home's warm and inviting atmosphere.
The gourmet kitchen is a standout feature, showcasing a large island, newer stainless steel appliances, sleek cabinetry, and plenty of counter space—perfect for entertaining or everyday living. The adjacent laundry room is also equipped with newer washer and dryer for added convenience.
Designed for Florida living, the screened-in lanai features a beautiful in-ground pool overlooking the preserve and lake, offering a serene and private outdoor retreat.
This home also boasts all impact windows and doors, providing enhanced safety, energy efficiency, and peace of mind. Additional highlights include newer carpeting and low HOA fees, making this a fantastic opportunity to own in Raffia Preserve.
With resort-style amenities, top-rated schools, and easy access to Naples' best shopping, dining, and beaches, this home delivers the perfect combination of luxury, comfort, and security. Home also comes with a one year home warranty gifted to the buyer at closing.

Features

  • Amenities: Basketball,Bike And Jog Path,Clubhouse,Community Pool,Exercise Room,Sidewalk,Streetlight,Underground Utility
  • Rooms: 4
  • Bedrooms: 4
  • Baths: 3 full / 1 half
  • Style: 2 Story
  • Development: RAFFIA PRESERVE
  • Year Built: 2015
  • Garage: 2-car Attached
  • Heating: Central Electric
  • Cooling: Ceiling Fans,Central Electric
  • Approx Sq. Feet: 2,963
  • Acreage: 0.24
  • Est. Taxes: $6,938
  • Master HOA Fee: $1,008
  • Lot Desc: Regular
  • View: Lake,Landscaped Area,Water,Wooded Area
  • Community Type: Gated
  • Water Front: Yes
  • Elem. School: VINEYARDS ELEMENTARY SCHOOL
  • Middle School: OAKRIDGE MIDDLE SCHOOL
  • High School: BARRON COLLIER HIGH SCHOOL
  • Private Pool: Yes
  • Pet Policy: Limits
  • MLS#: 225031478
  • Website: https://www.raveis.com
    /prop/225031478/4103raffiadr_naples_fl?source=qrflyer
Copyright © 2025  The source of this real property information is the copyrighted and proprietary database compilation of the Southwest Florida MLS organizations Copyright Southwest Florida MLS organizations. All rights reserved.
Courtesy of EXP REALTY LLC

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NMLS Mortgage Loan Originator ID 16953

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4103 Raffia DR, Naples, FL, 34119

$974,999

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $779,999 $779,999 $779,999
Term 360 months 360 months 180 months
Initial Interest Rate** 6.000% 6.375% 6.125%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.811% 6.475% 6.309%
Monthly Tax Payment $578 $578 $578
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $4,676 $4,866 $6,635
Total Monthly Payment $5,346 $5,536 $7,305

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.