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Welcome to 73 Collins Ave, a beautifully maintained 1, 800 sq ft Colonial nestled on a peaceful, tree-lined street in the heart of Sayville. This warm and inviting 3-bedroom, 1. 5-bathroom home offers the perfect combination of classic charm, thoughtful updates, and functional space — both inside and out. Step inside to discover a sun-filled layout featuring hardwood floors, rich architectural details, and a seamless flow ideal for everyday living and entertaining. The spacious living room offers a cozy setting to relax, while the adjacent formal dining area sets the stage for memorable gatherings. The bright and airy kitchen is both practical and charming, with ample cabinetry and views overlooking the backyard. Upstairs, you’ll find three comfortable bedrooms, a full bath with timeless finishes, and access to a full walk-up attic — a rare bonus space perfect for storage or future expansion. Downstairs, the fully finished basement provides additional living space — ideal for a home office, playroom, gym, or media lounge — while a 3-zone heating system ensures year-round comfort throughout the home. Step outside to your private backyard retreat, where the in-ground pool is the centerpiece of this lush, oversized lot — offering endless summer enjoyment, entertaining opportunities, and room to roam. A detached garage adds convenience, storage, and extra versatility. Located just minutes from Sayville’s vibrant downtown, beaches, ferry to Fire Island, and top-rated schools, this stunning property blends suburban tranquility with easy access to everything the South Shore has to offer. Don’t miss the opportunity to make this timeless Sayville Colonial your forever home.
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Our Executive Mortgage Banker:
Our Insurance Division:
$789,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $631,200 | $631,200 | $631,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.007% | 7.050% | 6.152% |
Monthly Tax Payment | $1,036 | $1,036 | $1,036 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,938 | $4,147 | $5,284 |
Total Monthly Payment | $5,066 | $5,275 | $6,412 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.