40 Sutton Road, Warwick, NY, 10990 | $639,000

SUPERSIZED WARWICK BI-LEVEL on a gorgeous 100% usable corner lot with privacy, mountain views, in-ground pool, Generac generator, new roof, Anderson windows and numerous updates. Within the Town of Warwick just a few minutes from schools and the vibrant Village of Warwick, this complete package offers modern conveniences with a quiet country feel surrounded by established gardens and not too close neighbors. Soaring cathedral ceilings and huge windows draw you into a relaxed and comfortable living space open to a sunny dining room and kitchen. A nicely updated kitchen offers stunning granite countertops, breakfast bar and a view into the pool area. You are going to love the covered porch just off the dining room with mountain views and easy access to the pool area. This pool has a new liner and pump, recent cover and filter and has total privacy. In addition to 3 large bedrooms, this spacisous home offers an ensuite primary bath and walk in closet. The lower level offers an ample family room with fireplace, large laundry room, full bath and garage access. Get ready to fill your weekends with antiquing, apple picking, summer and year round adventure at Mountain Creek, and hiking the Appalachian Trail. Only 55 miles to NYC and easy access to public transportation for commuting and easy travel for the weekends.

Features

  • Rooms: 10
  • Bedrooms: 3
  • Baths: 3 full
  • Style: Hi Ranch, Raised Ranch
  • Year Built: 1982
  • Garage: 2-car
  • Heating: Propane
  • Cooling: Central Air
  • Basement: Partially Finished, Walk-Out Access
  • Approx Sq. Feet: 2,478
  • Acreage: 1.4
  • Est. Taxes: $10,931
  • Elem. School: Sanfordville Elementary School
  • Middle School: Warwick Valley Middle School
  • High School: Warwick Valley High School
  • School District: Warwick Valley
  • Pool: Yes
  • Appliances: Dishwasher, Dryer, Electric Water Heater, Gas Range, Oven, Refrigerator, Stainless Steel Appliance(s), Washer
  • MLS#: 836283
  • Days on Market: 11 days
  • Website: https://www.raveis.com
    /prop/836283/40suttonroad_warwick_ny?source=qrflyer
Listing information has been assembled from various sources of varying degrees of reliability. Any information critical to the buying decision should be independently verified.

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

James NevellSales Associate

203.446.6661

James.Nevell@Raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
  • Place up to 20+ photos of your home on our website, raveis.com, which receives over 1 billion hits per year
  • Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
  • Showcase your home on raveis.com with a larger and more prominent format
  • Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology

To learn more about our credentials, visit raveis.com today.

Gerry O'BrianVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 223191

203.274.0501

Gerry.OBrian@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Alex FerroInsurance Sales Director, William Raveis Insurance

203.610.1536

Alex.Ferro@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

40 Sutton Road, Warwick, NY, 10990

$639,000

James Nevell

Sales Associate

William Raveis Real Estate

Phone: 203.446.6661

James.Nevell@Raveis.com

Gerry O'Brian

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 203.274.0501

Gerry.OBrian@raveis.com

NMLS Mortgage Loan Originator ID 223191

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $511,200 $511,200 $511,200
Term 360 months 360 months 180 months
Initial Interest Rate** 5.625% 6.625% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.695% 6.810% 6.026%
Monthly Tax Payment $911 $911 $911
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $2,943 $3,273 $4,245
Total Monthly Payment $3,946 $4,276 $5,248

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.