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Presented by![]() Nicholas Planamento |
**Southold, North Fork: ** Picture yourself enjoying the most enchanting summer in this exquisite beach house situated on the sparkling Long Island Sound. With 100 feet of private waterfront beach and stunning sunset views, this home promises an unforgettable summer or vacation escape. Experience affordable luxury and peace as you relax in this tranquil setting, conveniently located near the charming towns of Southold and Greenport, celebrated for their delightful restaurants, unique shopping, and easy access to the Hamptons. Just a stone's throw from renowned vineyards like One Woman, Kontakosta and The Old Field, you can effortlessly select a bottle of exceptional local wine and visit nearby farm stands to gather the freshest ingredients for picturesque meals, on the beach, with family and friends. This beautifully designed home features an inviting open floor plan that offers immediate access to the waterfront, making it ideal for al fresco dining on the sumptuous meals prepared in the expansive kitchen. In addition to the living room with fireplace, on the main floor, you'll discover two cozy bedrooms and a full bath, while upstairs, two larger bedrooms with three charming exposures await, accompanied by a luxurious full bath adorned with a relaxing soaking tub. With various rental rates available throughout the year, your dream vacation retreat awaits! MD-LD $65k; June or September $15k; July $25k; Aug-LD $30k; October - May $5k. Rental Permit #1258.
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To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$30,000
Licensed Associate Real Estate Broker
William Raveis Real Estate
Phone: 631.948.0143
Nicholas.Planamento@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $24,000 | $24,000 | $24,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.625% | 6.625% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.695% | 6.810% | 6.026% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $138 | $154 | $199 |
Total Monthly Payment | $213 | $229 | $274 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.