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What a location! Walk to town, the College, schools, Trail around Middlebury, and even the hospital. The classic colonial has been tastefully updated by the current owners, and is ready for you to enjoy. A new roof was put on two years ago, mini splits for A/C are throughout the home, and the kitchen has new appliances, and beautiful quartz countertops. A large mudroom will house all of your gear, and is conveniently located between the garage and the kitchen. The updated kitchen has plenty of natural light, and is open to the dining room with a built in corner cupboard. Hardwood floors are throughout the living/dining areas, as well as in the bedrooms. The living room is centered around the natural gas fireplace and the surrounding hearth. Plenty of windows in this space, with several built ins at one end that creates an area that can serve as an additional dining or reading nook. A four season porch is on the end of the home- with all new sliding doors that open to screens for the warmer months. A first floor 1/2 bath, laundry and office add to the convenience. Upstairs are four bedrooms, each with its own mini split, and two updated baths. The full basement walks out to the back yard, and has room for a workshop and plenty of storage. The yard has space for a garden, and currently a fire pit is a favorite spot. Live in town for shopping, restaurants and events- and close to the golf course, with the College courts and playing fields right next door! Showings begin 3/28.
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Our Executive Mortgage Banker:
Our Insurance Division:
$795,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.415.2989
Brian.Skelly@raveis.com
NMLS Mortgage Loan Originator ID 793093
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
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Loan Amount | $636,000 | $636,000 | $636,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.625% | 6.625% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.695% | 6.810% | 6.026% |
Monthly Tax Payment | $850 | $850 | $850 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,661 | $4,072 | $5,281 |
Total Monthly Payment | $4,603 | $5,014 | $6,223 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.