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Breathtaking views from living area in this 2 bed/1. 5 bath home on a wide saltwater canal that goes to Tampa Bay with no bridges. With 40 ft of waterfront and a large 2004 wood dock, enjoy boating, fishing, kayaking and beautiful sunsets! The move-in ready home has had many updates including 2018 central air with 2024 ductwork, 2024 vapor barrier to protect the flooring, 2023 updated kitchen with new cabinets, granite countertops, stainless appliances and water resistant laminate flooring; and remodeled primary bath in 2023 with walk-in shower, sink and faucets, lighting, toilet and flooring. Stackable washer and dryer inside for ease of use. Large primary bedroom with wall of closets and second bedroom with 1/2 bath would make a great den/office/bedroom--so many options. In addition to a spacious living room, there's a multi-purpose 140 sq. ft enclosed lanai that adds to living space. Roofover which extends life of roof. Comes furnished but can be removed--buyer's choice! Boat lift can be added if desired. Price includes share for the lot and ownership in the Co-op. Shed for additional storage. Long carport holds 2 cars easily. This waterfront property is located in one of the most popular 55+ communities in the county located only 10 mins from downtown St. Petersburg, 15 mins to two airports and 25 mins to beaches. Low monthly maintenance fee of $380 includes water/sewer/trash pickup/ lawn mowing/24 hr manned gate/ seawall maintenance/ heated pool /clubhouse/ fitness/ billiards and so much more! Renting is allowed with 2-month minimum. 2 dogs or cats up to 35 pounds are welcomed; 2 pets total each household. Management requires 675+ credit score for each buyer. This is the affordable waterfront property of your dreams!
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Our Executive Mortgage Banker:
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$199,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $159,200 | $159,200 | $159,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.007% | 7.037% | 6.152% |
Monthly Tax Payment | $54 | $54 | $54 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $993 | $1,046 | $1,333 |
Total Monthly Payment | $1,122 | $1,175 | $1,462 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.