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Welcome to Perdi House, a tasteful home in the heart of historic Kinderhook, NY. This cozy four-bedroom, two-bath residence offers comfortable living with space for everyone. Upon entering, you're welcomed into a warm living room with a beamed ceiling and stone wood-burning fireplace. The sun-drenched primary bedroom invites relaxation, while a second smaller bedroom is ideal for a guest room, nursery, or home office. The heart of the home is the bright chef’s kitchen, complete with custom built-in cabinetry and an adjacent dining area. Downstairs, the finished basement expands the home’s living space, offering additional bedrooms, a media area, and room for a pool table or creative pursuits. A screened-in bluestone patio overlooks neighboring farmland, offering a front-row seat to the daily rhythms of local wildlife. Outside, a double-wide driveway and an attached two-car garage provide plenty of parking and extra space for a home gym, workshop, or hobbies. Ideally situated just a short walk from Kinderhook’s most beloved local spots, this home offers the perfect blend of convenience and charm. Stroll to the new wine bar, yoga studio, and bookstore, or explore the nearby Empire Trail. With Hudson, Albany, and the Berkshires just a short drive away, you’ll enjoy easy access to vibrant cultural and outdoor destinations. Perdi House balances rural tranquility with small-town living, offering everything you need for a relaxed and fulfilling lifestyle.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$565,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $452,000 | $452,000 | $452,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 7.125% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.058% | 7.303% | 6.510% |
Monthly Tax Payment | $534 | $534 | $534 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,857 | $3,045 | $3,876 |
Total Monthly Payment | $3,483 | $3,671 | $4,502 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.