Big price reduction on this gorgeous home in the exclusive gated Starkey Ranch community of Esplanade! $50, 000 in upgrades from the standard Roma model in this immaculate one-story home! The kitchen is a chef’s dream, featuring quartz countertops, a GE 4-burner gas stove with a center grill! Stainless appliances include the new Kenmore refrigerator with ice maker, a new, deep, two-compartment stainless sink and a new GE dishwasher! The spacious primary bedroom is large enough for a king size bed plus two large night stands! The primary bathroom features a quartz countertop with dual sinks! Glass doors encase the tiled shower featuring handicap rails for safety! The middle room can be closed off with hidden pocket doors to create an office, exercise room, den, playroom – anything you need! The second bedroom has an oversized walk-in closet and can be converted to an ensuite, with a pocket door to the hall bathroom! Tray ceilings provide an open feel in the great room, primary bedroom, dining room and office! Sparkling hanging crystal lights are featured in the dining room, living room, bedrooms and office! Crown molding throughout! Eight-foot doors in all rooms! Whole-house gas generator and water softener! Gas tankless water heater! Tiled floors throughout! Beautiful plantation shutters in every room! Solar film on all the windows! Hurricane shutters for all windows and lanai, plus the lanai has been upgraded with vinyl windows with screens! Extra cabinets and a new stainless sink in the laundry room! The extended 2-car garage has a pull down screen for a cool breeze, plus extra hanging storage above the garage door! 3-ton AC with UV light control and an IFLO to keep the drain line clean! The tile roof will last for decades! The clubhouse is exclusive to Esplanade and features two pools, a gym, exercise room and tennis courts! This impeccable home is just 30 minutes from Tampa International and gorgeous sunsets at Fred Howard Park in Tarpon Springs! Downtown Dunedin, Tampa and St. Pete are just 45 minutes away! The community adjoins Starkey Wilderness Park for biking, hiking and walking! Starkey Ranch has its own K-8 school, hospital, restaurants and shopping center! This is a gem of a home!
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William Raveis Real Estate
Phone: 888.699.8876
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $416,000 | $416,000 | $416,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.875% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.995% | 7.037% | 6.066% |
Monthly Tax Payment | $284 | $284 | $284 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,595 | $2,733 | $3,455 |
Total Monthly Payment | $2,971 | $3,109 | $3,831 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.