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Fabulous two story home in the guard-gated community of Bellechase situated on a spacious and private 0. 33 acre lot in the Willows! Lovely curb appeal with paver driveway leading to the 3 car garage and covered front porch. The tall door welcomes you to the foyer with beautiful porcelain tile floors that carry throughout the main floor of the home. The open floor plan features tall ceilings, added lighting and window treatments plus a powder room for daytime guests. The kitchen offers quartz countertops with a stainless steel appliance package including a French door fridge, built-in oven & microwave and gas cooktop. The adjacent butlers pantry offers plenty of additional storage and a large walk-in pantry. You will also appreciate the den/library/office in the front of the home which includes a storage closet. Upstairs, there is an additional loft family room with a wet bar and bar fridge plus adjacent balcony - the perfect space for movie or game nights to make lasting memories with the whole family. The primary suite boasts an ensuite bathroom with dual vanities, large tiled walk-in shower, garden tub, separate water closet and walk-in closet. Two additional bedrooms share a bathroom with dual sink vanity and shower/tub combo while the 4th bedroom offers an ensuite bathroom. The laundry room is conventialy located in the hallway and features front loading washer and dryer with pedestals and a utility sink. Additional features include: covered rear porch with pavers and spacious backyard with room for a pool, tankless gas hot water heater, smart home features–doorbell, lock, Nest thermostats, remote water supply line shutoff and irrigation system. This home also has an ASSUMABLE VA MORTGAGE at 4. 125%, which would be a huge savings, inquire for details. Please enjoy the attached video & 3D tours.
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Our Executive Mortgage Banker:
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $599,920 | $599,920 | $599,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.625% | 6.625% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.695% | 6.810% | 6.026% |
Monthly Tax Payment | $633 | $633 | $633 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,453 | $3,841 | $4,982 |
Total Monthly Payment | $4,178 | $4,566 | $5,707 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.