341 SEGOVIA DRIVE, Punta Gorda, FL, 33950 | $620,000

One or more photo(s) has been virtually staged. New Roof in 2024!
This waterfront home in the desirable, deed-restricted community of Burnt Store Isles offers over 2, 300 sq ft of living space with 3 bedrooms, 3 full baths, and an office with private entry—ideal for a guest room or fourth bedroom.
The living room opens to a 15x30 pool and 83-ft city-maintained concrete dock featuring a 10, 000 lb boat lift and an additional 6, 000 lb lift for jet skis or kayaks. Enjoy direct sailboat access to Charlotte Harbor and the Gulf.
The kitchen includes raised bar granite countertops and flows into a dinette with a built-in coffee station. A spacious family room with a dry bar station has a wood-burning fireplace and overlooks the pool and lanai. A full pool bath provides convenient outdoor access.
The split floor plan offers privacy, with the primary suite on one side featuring lanai access, a jacuzzi tub, separate shower, dual sinks, bidet, and an oversized walk-in closet.
While the home needs some updates and repairs, it’s a rare opportunity to customize and add value in a prime waterfront location. Original owner—floor plans available. According to owner, home was built at a higher elevation to prevent future flooding. This home is also conveniently located within close proximity to famous Fishermen’s Village, the new Sunseeker Resort, major highways and airports, and just a few minutes to downtown Punta Gorda, where you can enjoy its unique restaurants, shopping, pickle ball, biking, and waterfront activities.

Features

  • Rooms: 10
  • Bedrooms: 3
  • Baths: 3 full
  • Lot Size: 77 x 120 x 83 x 120
  • Laundry: Inside, Laundry Room
  • Year Built: 1993
  • Garage: 2-car
  • Heating: Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 2,332
  • Acreage: 0.22
  • Lot Size: 77 x 120 x 83 x 120
  • Est. Taxes: $7,212
  • Elem. School: Sallie Jones Elementary
  • Middle School: Punta Gorda Middle
  • High School: Charlotte High
  • Pool: Gunite, In Ground
  • Pet Policy: Yes
  • Appliances: Cooktop, Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
  • MLS#: C7507312
  • Days on Market: 22 days
  • Website: https://www.raveis.com
    /prop/C7507312/341segoviadrive_puntagorda_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 4/21/2025 2:38:14 AM)
Listing courtesy of RE/MAX HARBOR REALTY   Phone: 941-639-8500

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NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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341 SEGOVIA DRIVE, Punta Gorda, FL, 33950

$620,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $496,000 $496,000 $496,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.375% 6.875% 5.875%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.007% 7.037% 6.152%
Monthly Tax Payment $601 $601 $601
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $3,094 $3,258 $4,152
Total Monthly Payment $3,787 $3,951 $4,845

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.