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30753 PENNY SURF LOOP, Wesley Chapel, FL, 33545 | $420,000
*** Take advantage of an assumable FHA or VA loan option with a competitive, lower interest rate!
Welcome to 30753 Penny Surf Loop, located in the highly desirable Epperson community of Wesley Chapel. This like-new 4-bedroom, 2. 5-bathroom, 2, 260 square foot two-story home is move-in ready and the perfect opportunity for buyers looking to lock in a lower interest rate while enjoying resort-style living.
On the first floor, you’ll find a bright and open layout with a kitchen that overlooks the living and dining areas, featuring elegant quartz countertops and plenty of space to cook and entertain. This level also includes a powder bath, two storage closets, and access to a private outdoor patio with no backyard neighbors, offering peace, privacy, and open skies. The fenced-in backyard is spacious with plenty of room for outdoor enjoyment, whether it’s relaxing, playing, or entertaining.
All four bedrooms are located upstairs, along with a versatile loft area that’s perfect for work or play. The owner’s suite features a generous walk-in closet and a private ensuite bathroom with a linen closet. An additional full bathroom serves the three secondary bedrooms, and an extra storage closet provides even more functionality.
You’ll love the charm and character of this nearly new home, along with its open-concept layout, spacious living areas, and thoughtful design. Located in an extremely family-friendly neighborhood, this home offers both comfort and community.
As a resident of the Epperson Lagoon community, you’ll enjoy access to an incredible 7-acre Crystal Lagoon offering sandy beaches, swim-up bars, cabanas, kayaking, paddleboarding, inflatable obstacle courses, live music, movie nights, and seasonal events like trivia, karaoke, and holiday parades. This truly is resort-style living right in your own neighborhood.
Situated just 10 minutes from KRATES at the Grove, 15 minutes from the Tampa Premium Outlets, 30 minutes from Downtown Tampa, 33 minutes from Tampa International Airport, and 90 minutes from Walt Disney World, this home combines a prime location with unbeatable value. Don’t miss your chance to own a beautiful, like-new home in one of Wesley Chapel’s most desirable communities. Schedule your private showing today!
Features
- Amenities: Park, Playground, Pool
- Rooms: 6
- Bedrooms: 4
- Baths: 2 full / 1 half
- Laundry: Inside
- Year Built: 2022
- Garage: 2-car
- Heating: Central, Heat Pump
- Cooling: Central Air
- Approx Sq. Feet: 2,260
- Acreage: 0.12
- Est. Taxes: $7,382
- HOA Fee: $247 Quarterly
- Condo Fee: $143 Quarterly
- Lot Desc: Sidewalk
- Elem. School: Wesley Chapel Elementary-PO
- Middle School: Thomas E Weightman Middle-PO
- High School: Wesley Chapel High-PO
- Pet Policy: Yes
- Appliances: Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Refrigerator, Washer
- MLS#: TB8360785
- Days on Market: 1 day
- Website: https://www.raveis.com
/prop/TB8360785/30753pennysurfloop_wesleychapel_fl?source=qrflyer
Listing courtesy of Dalton Wade Inc Phone: 888-668-8283
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
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- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
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- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 16953
917.838.7300
Melissa.Cohn@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
30753 PENNY SURF LOOP, Wesley Chapel, FL, 33545
$420,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Melissa Cohn
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $336,000 | $336,000 | $336,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.375% | 6.875% | 5.875% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.007% | 7.037% | 6.152% |
| Monthly Tax Payment | $615 | $615 | $615 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,096 | $2,207 | $2,813 |
| Total Monthly Payment | $2,786 | $2,897 | $3,503 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
FL Mortgage Lender MLD1388