12 Victor Street, Hamden, CT, 06514 | $649,000

12 Victor St. offers a unique & versatile mixed-use property that blends modern residential & commercial spaces. Built in 1950, spanning approx. 4, 248 sq ft across the 1st & 2nd floors. There is also a partially finished lower level of about 2, 000 sq ft, offering a wide range of potential uses such as a gym, workshop, or more. This property is one of the most distinctive & fully modernized spaces you'll encounter, and it truly needs to be seen to be appreciated. Featuring an expansive open floor plan, the property allows for flexible configurations to accommodate both residential living and commercial operations. Its prime location near major roads ensures accessibility for businesses & also a convenient setting for residential living. Zoned T4, it supports various industrial & multi-use purposes, making it ideal for a broad range of business activities, alongside residential use (subject to permits). The current layout has a garage bay on the left side at ground level, as well as another driveway leading to a 2nd garage bay on the lower level. The front door opens into a hallway, leading to a custom sliding door to the 2nd floor, or a private door to the 1st floor, completely open, featuring a beautifully renovated kitchen w/island & waterfall counters, bedroom & full bathroom, all finished to a high standard. The 2nd floor is also all open with a stunning bathroom & roughed in sauna (no kitchen on this floor). A 2, 100 sq rooftop overlooks the neighborhood w/a bath & hot tub A 2, 100 sq rooftop overlooks the neighborhood w/a bathroom & hot tub. The building consists of warehouse like high ceilings w/exposed beams & concrete floors. buyer to do their own due diligence regarding what uses are allowed and will need permits or special permits.

Features

  • Utilities: Electric,Gas
  • Heating: Hot Air
  • Cooling: Central Air
  • Units: 1
  • Zoning: T4
  • Frontage: Municipal Street,Paved Road
  • Year Built: 1950
  • Approx Sq. Feet: 4,248
  • Acreage: 0.09
  • Est. Taxes: $8,101
  • Lot Desc: Level Lot
  • MLS#: 24081595
  • Website: https://www.raveis.com
    /prop/24081595/12victorstreet_hamden_ct?source=qrflyer
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Listing courtesy of Coldwell Banker Realty

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12 Victor Street, Hamden, CT, 06514

$649,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Frank Kolb

Senior Vice President - Coaching & Strategic

William Raveis Mortgage, LLC

Phone: 203.980.8025

Frank.Kolb@raveis.com

NMLS Mortgage Loan Originator ID 81725

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $519,200 $519,200 $519,200
Term 360 months 360 months 180 months
Initial Interest Rate** 6.500% 7.125% 6.250%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.058% 7.303% 6.510%
Monthly Tax Payment $675 $675 $675
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $3,282 $3,498 $4,452
Total Monthly Payment $4,049 $4,265 $5,219

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.