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Presented by![]() Kerian Evans |
Experience the ultimate blend of Narragansett Bay views, modern luxury, and exceptional outdoor living in this move-in-ready home at 30 Madison Ave, Prudence Island. Whether you're looking for a vacation getaway or a cozy year-round residence, this stunning property has it all. Bask in breathtaking panoramic views of the ocean from all three levels, including a master bedroom where you can watch the sunrise each morning without even getting out of bed. Featuring Thomasville Cabinets, stainless steel appliances, and new granite countertops, this kitchen is as beautiful as it is functional. Perfect for cooking family meals or hosting guests in style. enjoy the outdoors with over 200 sqft of Trex decking, a patio with fireplace, and a pergola. The outdoor kitchen is ideal for grilling out with family and friends. An outdoor shower adds the perfect touch to your beach-inspired lifestyle. With new mini splits, you can easily adjust the climate to your liking, combined with the pellet stove and electric heat, to provide you with low heating costs, you'll stay comfortable all year round. Mahogany floors add elegance, and the stunning staircase winds around the fireplace, leading to the spacious third-floor guest bedrooms. From watching the snowfall with a cozy fire, to summer nights grilling on the deck, this home offers the best of every season. Don't miss out on this one-of-a-kind opportunity to live just steps from the ocean with all the modern amenities you will ever need!
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
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Our Executive Mortgage Banker:
Our Executive Mortgage Banker:
Our Insurance Division:
$645,000
Sales Associate
William Raveis Real Estate
Phone: 203.331.5351
Kerian.Evans@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 914.260.5535
Mace.Rattet@raveis.com
NMLS Mortgage Loan Originator ID 69957
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 914.260.2006
Francine.Silberman@raveis.com
NMLS Mortgage Loan Originator ID 69244
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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Loan Amount | $516,000 | $516,000 | $516,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.750% | 7.125% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.173% | 7.316% | 6.550% |
Monthly Tax Payment | $345 | $345 | $345 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,347 | $3,476 | $4,424 |
Total Monthly Payment | $3,784 | $3,913 | $4,861 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.