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Presented by![]() Yochi Melnick |
***Highest and Best due by Tuesday at 3pm*** This quaint Colonial located just outside Mt. Holyoke College is ready and waiting for fresh ideas! The property has been loved by the same family for decades, with its charming built-ins and warm welcoming presence you are sure to feel right at home. Some of the features include a spacious living room with an ornamental wood stove, a beautiful dining room with a wood burning fireplace, and there are 2 bedrooms and 1 full bath on EACH level making it perfect for many living situations. And although the kitchen is small, there's plenty of room for creative changes! The oversized garage has plenty of space for storage, and a workshop, and the private backyard overlooks a tranquil wooded area, perfect for your morning coffee. All of this and it's located, not only on the border of Mt Holyoke College, but right down the road from Mosier Elementary School and Michael E. Smith Middle School!
Type | Description | Dimensions | Level |
---|---|---|---|
Bedroom 2 | Closet, Flooring - Hardwood, Lighting - Overhead | 9.8 x 11.0 | Main,First |
Bedroom 3 | Closet, Flooring - Wood, Lighting - Overhead | 11.0 x 14.5 | Second |
Bedroom 4 | Closet, Flooring - Wood, Lighting - Overhead | 11.0 x 13.0 | Second |
Dining Room | Flooring - Hardwood, Window(s) - Picture, Chair Rail, Exterior Access, Lighting - Overhead | 13.3 x 14.5 | Main,First |
Kitchen | Flooring - Stone/Ceramic Tile, Lighting - Overhead | 9.0 x 9.4 | Main,First |
Living Room | Wood / Coal / Pellet Stove, Closet, Flooring - Wall to Wall Carpet, Window(s) - Picture, Exterior Access | 14.8 x 24.5 | Main,First |
Master Bedroom | Closet, Flooring - Hardwood, Lighting - Overhead | 9.8 x 11.0 | Main,First |
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Our Executive Mortgage Banker:
Our Insurance Division:
$374,900
Luxury Properties Specialist
William Raveis Real Estate
Phone: 239.269.6527
Yochi.Melnick@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $299,920 | $299,920 | $299,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.625% | 6.490% | 5.490% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.695% | 6.649% | 5.764% |
Monthly Tax Payment | $473 | $473 | $473 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,727 | $1,894 | $2,449 |
Total Monthly Payment | $2,275 | $2,442 | $2,997 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.