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This home has been totally remodeled. Did get some water damage back in September 2024 due too hurricane Helene but totally professionally redone. All walls, flooring, kitchen cabinets, bathrooms, central AC and also a split AC unit all new. This 2 bedroom, 2-bathroom home has a great open concept floorplan with neutral tones throughout the home including the natural quartz countertops in the kitchen. Enjoy hanging out and cooking with a water view from the brand-new kitchen with new stainless steel appliances! The primary bedroom has a spacious walk-in closet and direct access to the giant sunroom. The enclosed, 264 square feet. Florida room has a new Split AC unit and is perfect for entertaining guests and has access to the property's newly built back deck with a metal roof installed by previous owner and freshly done landscaping. This property's canal is deep water and just a short, 10 minute boat ride to the gulf to enjoy the sunset! There is plenty of room for a boat lift or floating dock.
You can join the Gulf Harbors Private Beach Club with its pristine sandy beach and cabanas, picnic tables, bathrooms, and charcoal grills and take in the spectacular sunsets for just $200. 00 annually. Gulf Harbors amenities also feature an optional Civic Association membership for $125 a year which provides various community events and access to join various clubs such as Women's club, card club, social club and various others. For an additional small fee the community has two community boat ramps as well. The proximity to the open waters of the Gulf makes this property ideal for boating enthusiasts. Excellent fishing, diving, water sports, shelling, Island exploring right outside your back door! Conveniently located near dining, shopping, and open waters, this coastal haven, and fisherman's paradise provide a lifestyle beyond compare. This neighborhood is golf cart friendly and just a quick golf cart ride away from Historic Downtown New Port Richey with many restaurants, Sims Park, and the Aquatic Center. Call today to view and make it your forever home before its gone.
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Our Executive Mortgage Banker:
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$535,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $428,000 | $428,000 | $428,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.875% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.906% | 7.025% | 6.026% |
Monthly Tax Payment | $518 | $518 | $518 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,601 | $2,812 | $3,554 |
Total Monthly Payment | $3,211 | $3,422 | $4,164 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.