1708 FRED IVES STREET, Ruskin, FL, 33570 | $329,900

Under contract-accepting backup offers. Welcome home to this Spencer Creek Community, move-in ready, built in 2021 home with 4-bedrooms, 2-1/2 bathrooms. The Harrisburg floor plan is an 1, 817 square foot single-family home designed with your family in mind. A large open great room and split floorplan make this the perfect home for gathering and entertainment.  This spacious one-story home has an expansive living room that flows into the dining room and kitchen. Your new spacious kitchen will feature a large pantry and central island to fit all of your cooking needs. Enjoy plenty of space for everyone with 4 bedrooms, including a massive owner's suite with a double vanity and walk-in closet. A two-car garage provides convenience as well as additional storage when needed. The moment you arrive you will notice the upgraded touches throughout the house including security system with cameras. The open kitchen has an island bar area overlooking the Dinning Room perfect for your gatherings. The kitchen features granite countertop island, shaker cabinets, tile backsplash, upgraded light fixture, recessed lighting, and stainless-steel appliances. Open floor plan to dining room for easy and enjoyable entertaining. The primary suite is at the rear of the home with a private ensuite bathroom that features dual sinks, walk in shower, enclosed water closet and huge walk-in closet. Three secondary bedrooms share a great sized bath. An additional half bathroom is in the garage. The attic has been leveled for easy access and storage purposes. The house has new exterior paint, is fully fenced and has pavers installed in the backyard and in the gazebo, perfect for grilling and entertainment.  Enjoy a private backyard and a cozy porch in this one-story executive home.   There is a shed for storage and a back gate that connects the property to green area behind the property. The Spencer Creek community is located in Ruskin which offers the small-town feel with big-city access just few minutes away. The community offers a pool area, equipped with lounge chair, a basketball court and playground area. It is in a perfect location, close to US-301, I-75, US-41, Hillsborough Community College, the new Moffitt Cancer Center and Amazon's distribution center. Location is convenient, close the shopping center, Premium outlet mall, entertainment such as beaches Manatee viewing center, state parks, trails, Little Harbor Marinas and resort, restaurants and more! Easy commutes to Tampa, St. Pete, Bradenton and just minutes away from the Bay and the Gulf of Mexico. Great boating and world class fishing are practically in your backyard. Don’t miss this opportunity!

Features

  • Rooms: 5
  • Bedrooms: 4
  • Baths: 2 full / 1 half
  • Lot Size: 54.1 x 139.78
  • Laundry: Inside
  • Year Built: 2021
  • Garage: 2-car
  • Heating: Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 1,841
  • Acreage: 0.17
  • Lot Size: 54.1 x 139.78
  • Est. Taxes: $7,783
  • HOA Fee: $156 Annually
  • Pet Policy: Yes
  • Appliances: Dishwasher, Dryer, Microwave, Range, Refrigerator, Washer
  • MLS#: TB8365385
  • Days on Market: 15 days
  • Website: https://www.raveis.com
    /prop/TB8365385/1708fredivesstreet_ruskin_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 4/17/2025 2:06:26 AM)
Listing courtesy of PINEYWOODS REALTY LLC   Phone: 813-225-1890

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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1708 FRED IVES STREET, Ruskin, FL, 33570

$329,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $263,920 $263,920 $263,920
Term 360 months 360 months 180 months
Initial Interest Rate** 6.500% 6.875% 5.875%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.058% 7.063% 6.152%
Monthly Tax Payment $649 $649 $649
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,668 $1,734 $2,209
Total Monthly Payment $2,392 $2,458 $2,933

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.