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This charming Gambrel style home has bright open living spaces, high ceilings, detailed woodwork, pretty open staircase, stain glass window and wood floors. The kitchen features painted shaker style cabinetry, new stainless steel appliances, and new flooring. Off the kitchen is the laundry, additional built-ins cabinets and half bath. The adjacent dining room flows seamlessly into comfortable living room with wood floors throughout. A flexible bonus room that can serve as a playroom, home office or mudroom rounds out the first floor. Upstairs includes three generously sized bedrooms, two bedrooms have double closets, and a full bath. Home improvements include: electrical and plumbing updates, new light fixtures, new ceiling fans, new vanity, interior paint, and refinished wood floors. The low maintenance exterior is vinyl sided and has vinyl windows. On the exterior you have the welcoming front porch, covered side porch and sunny south facing deck excellent for grilling and entertaining. Paved parking to the right and a second curb cut to the left of the house would accommodate additional parking. Small and easy to maintain, partially fenced, yard and shed like storage space under the house. Convenient location on quiet one-way street near city parks/playgrounds and downtown.
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Our Executive Mortgage Banker:
Our Insurance Division:
$248,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.415.2989
Brian.Skelly@raveis.com
NMLS Mortgage Loan Originator ID 793093
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $199,120 | $199,120 | $199,120 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.750% | 7.125% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.173% | 7.316% | 6.550% |
Monthly Tax Payment | $338 | $338 | $338 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,291 | $1,342 | $1,707 |
Total Monthly Payment | $1,704 | $1,755 | $2,120 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.