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Welcome to your Florida dream house. This beautiful and highly desirable Summerville II is situated in the amazing, master-planned community of Lakewood Ranch. As you enter the home, the vacation ambiance of this open-floor plan is immediately apparent with its large glass slider that provides views of the pool, lush landscaping, and a lake. This home has a lot of exciting features including 3 bedrooms, 3 full baths, a bonus room, and a 3-car garage. You'll find granite countertops in the kitchen and laundry, and beautiful white quartzite in all of the bathrooms. Luxury vinyl plank flooring is in all bedrooms and the bonus room, with ceramic tiles throughout the rest of the home. This wonderfully appointed home has tray ceilings, crown molding and an oversize kitchen that features a large dining area, almost 12' of island seating, stainless steel appliances, and a large ungraded kitchen sink and faucet. . . all perfect for entertaining guests. The spacious primary bedroom suite is gorgeously appointed with a tray ceiling, crown molding, a large soaking tub, a large walk-in shower, vanities on both sides of the bathroom, and you'll absolutely love the 2 large, walk-in closets with built-ins to maximize your storage space. Ceiling fans are located throughout the home. Polo Run is a gated neighborhood and amenities include a large, resort style heated pool, a fitness room, a yoga room, bocce ball, basketball courts, tennis courts, pickleball courts, a dog park, and a community center with grills, a playground and an outdoor shower. Lakewood Ranch is a fantastic community that has something for everyone including great shopping, fine dining, easy access to SRQ airport, and it's just a short drive to Siesta Key, one of the top beaches in America. You'll love this community. Please schedule your appointment to visit today. You'll be happy that you did.
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Our Executive Mortgage Banker:
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$799,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $639,200 | $639,200 | $639,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.007% | 7.050% | 6.152% |
Monthly Tax Payment | $652 | $652 | $652 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,988 | $4,199 | $5,351 |
Total Monthly Payment | $4,732 | $4,943 | $6,095 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.