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One or more photo(s) has been virtually staged. This delightful Bimini home is a perfect example of comfortable and stylish living, nestled within the active Del Webb Spruce Creek Golf & Country Club. Featuring two spacious bedrooms and two bathrooms, it offers a modern and welcoming atmosphere. The home boasts upgraded features such as ceiling fans and plantation shutters, enhancing its aesthetic appeal. With no carpets and high ceilings throughout, the space feels open and airy. The bay window in the master bedroom adds a charming touch and the screened lanai offers an ideal space to enjoy the outdoors while being protected from the elements. Residents of Del Webb Spruce Creek enjoy a vibrant lifestyle, complete with over 70 clubs to explore, pickleball and tennis courts for active recreation, and three swimming pools for relaxation. For golf enthusiasts, the community is home to four 9-hole golf courses, and walking trails provide an excellent opportunity for outdoor exercise. The Liberty Grille restaurant and the pro shop make daily living more convenient, while the 24-hour security at the gated entrance ensures peace of mind. This community is an excellent choice for those seeking both modern living and an active lifestyle. This home offers more than just a place to live—it's a gateway to a fulfilling, social, and engaging way of life. Don’t miss out on the chance to call this exceptional property your home!
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Our Executive Mortgage Banker:
Our Insurance Division:
$235,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $188,000 | $188,000 | $188,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.007% | 7.050% | 6.152% |
Monthly Tax Payment | $268 | $268 | $268 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,173 | $1,235 | $1,574 |
Total Monthly Payment | $1,516 | $1,578 | $1,917 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.