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PRIVATE GATED 55+ Community in Deland. VICTORIA PARK Gardens with it's many amenities. Roof replaced in May 2024. Gas water heater replaced in June 2023. Beautifully maintained Albany model, Builder: Shae Homes. Features a 3 Bedroom, 2 Bath, 2 car garage. Home has high soaring ceilings throughout, arched entry way into the living room and separate dining room. Open floor plan with living room featuring recessed lighting and a two panel sliding doors, providing lots of natural light and leading to covered back patio for entertaining. Formal Dining Room with enough space to accommodate large gatherings. The Kitchen is open to living room and offers Granite Counter Tops, a large reach-in pantry, Stainless Steel Appliances, a Island/Breakfast Bar with Sink. The Primary Suite has two Walk-In Closets, Double Vanities, Water Closet, Walk-In Shower and a Soaker Tub. HOA INCLUDES LAWN CARE, HI-SPEED INTERNET, CABLE TV, IRRIGATION WATER, 2-GATED ENTRANCES & USE OF PRIVATE CLUBHOUSE. 20, 000 sq ft Victoria Gardens has (newly renovated) Clubhouse & Amenity Center with Daily Activities, Heated Resort Style Pool, Fitness Center, Jacuzzi, Ballroom, Billiards Room, Restaurant and Bar, Craft Rooms, Library, Game Rooms, Clay Tennis Courts & Pickleball Courts, Trails & parks for an active lifestyle that you've earned. Victoria Hills 18-hole Golf Course in Community with Sparrow's Grille. Village Center has Grocery, Advent Health Medical Center, Restaurants, Wine Bar, Salon etc and only a few minutes from historic downtown Deland. Min from I-4, 25 minutes to Atlantic Beaches, 40 minutes to Orlando and 50 minutes to Disney! LOCATION is ideal! Bedroom
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Our Executive Mortgage Banker:
Our Insurance Division:
$476,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $380,800 | $380,800 | $380,800 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.007% | 7.037% | 6.152% |
Monthly Tax Payment | $263 | $263 | $263 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,376 | $2,502 | $3,188 |
Total Monthly Payment | $2,714 | $2,840 | $3,526 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.