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Situated in the neighborhood of Indian Ridge with 45 acres of open space and walking trails, this charming 1800 sq ft home with an open-concept living area includes three upstairs bedrooms and an elegant two story entrance and covered entry porch. Craftsman-style trim and nine foot ceilings in the main living area with granite counters in the kitchen and baths. The well appointed kitchen with an island seamlessly transitions into the dining area and living room with a cozy fireplace. Premium stainless steel kitchen appliances and Whirlpool washer & dryer in the laundry room. The primary bedroom features a walk in closet, en-suite bathroom, beautifully tiled shower, double sink vanity, and linen closet. Abundant natural light throughout the home with plenty of windows, including transom windows in each bedroom. Low maintenance vinyl exterior with composite decking on the porches. Full basement can be finished for additional living space. Second water meter for lawn irrigation system cuts sprinkler water cost by about two thirds. Level two 50 amp/240 volt EV charger outlet in the garage. Installed fiber optic internet connection.
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William Raveis Real Estate
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $588,000 | $588,000 | $588,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.007% | 7.050% | 6.152% |
Monthly Tax Payment | $987 | $987 | $987 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,668 | $3,863 | $4,922 |
Total Monthly Payment | $4,747 | $4,942 | $6,001 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.