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Discover this fully detached 2-family home nestled in Wakefield, Bronx, boasting an upper-level unit with 1 bedroom and 1 bathroom, and a lower-level unit offering 2 bedrooms and 1 bathroom. This property is further enhanced by a finished walkout basement, ingeniously divided into two additional living spaces, each equipped with a bathroom and a kitchenette. Leases for all tenants expire July 1st, and as a result the house will be delivered fully vacant at close. Modern comforts include ductless mini-split systems for ideal temperature control and solar panels for energy efficiency. There is a shared driveway for off-street parking and backyard for relaxation. Situated conveniently near major highways, including the Bronx River Parkway and Major Deegan Expressway, and public transportation options such as the 2-line subway (Wakefield-241st St). Residents have access to multiple bus services, including local and express routes such as the BX31, BX34, BX39, and the express bus BXM11 offering convenient travel options within the Bronx and to Manhattan.
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Our Executive Mortgage Banker:
Our Insurance Division:
$725,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $580,000 | $580,000 | $580,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.007% | 7.037% | 6.152% |
Monthly Tax Payment | $387 | $387 | $387 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,618 | $3,810 | $4,855 |
Total Monthly Payment | $4,097 | $4,289 | $5,334 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.