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Imagine enjoying sunset after sunset overlooking the river and pond from your Florida room sitting on quality rattan furniture left for you. This location doesn’t get much better unless you factor in a spacious lot at the end of a quiet cul-de-sac in this premier 55+ golf community of River Isles. You are one block away from the clubhouse and amenities. The main feature of this home is the Florida room view, complete with 16” tile flooring to match the common area flooring, thermal glass slider windows, door sliders from kitchen, dining and master bedroom. Other than garage, all interior rooms, including Florida room, are under air. The kitchen has been upgraded with soft close cabinets and drawers, slider shelves, quarts counter tops, LED lighting and appliances, etc. The master bath has also been totally upgraded. The garage door motor+, water heater, A/C and ducts, roof over FL room, circuit breaker, and clothes dryer replaced. The master Suite includes a walk in closet with the guest room having a long in wall closet and storage area. With the quality of this home, coupled with the location and low HOA and golf fees, it’s hard to beat. You are located minutes from shopping, dining, medical, worship, airport, many cultural amenities and the beautiful Gulf of Mexico which is 13 miles away with beaches on Anna Maria Island, Bradenton
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Our Executive Mortgage Banker:
Our Insurance Division:
$354,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $283,920 | $283,920 | $283,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.750% | 7.125% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.173% | 7.316% | 6.550% |
Monthly Tax Payment | $196 | $196 | $196 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,842 | $1,913 | $2,434 |
Total Monthly Payment | $2,113 | $2,184 | $2,705 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.