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Presented by![]() Jim Houghton |
This beautiful bi-level home in the desirable hamlet of New City, has 4 bedrooms, 2. 5 bathrooms, and a beautiful parklike backyard. The main level features gorgeous hardwood floors, formal living and dining rooms, and a newly renovated kitchen that's ideal for cooking up a storm and gathering with loved ones. The kitchen leads out to a deck, where you can enjoy outdoor entertaining or relaxing. The master suite, complete with a private powder room, and the two additional bedrooms on the main level offer plenty of space. The main hall bathroom has been beautifully renovated with great design, adding to the overall flare of the home. The lower level of the home features a walk-out to a patio and a private hot tub spa, perfect for unwinding after a long day. This level also includes a full renovated bathroom, a spacious 4th bedroom, and a family room that's perfect for fun and relaxing evenings. Additional features of the lower level include a one-car garage, a private laundry room, and a flex room that's ideal for a mudroom, home office, exercise room, or whatever suits you needs. Located just moments to New City's Main Street attractions, including parks, playgrounds, shops, eateries, and so much more. Also with easy access to the NYC bus stop, this home offers the perfect blend of tranquility and convenience. The Clarkstown school district is top-rated, with New City Elementary and Clarkstown North High School also within a close distance.
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Our Executive Mortgage Banker:
Our Executive Mortgage Banker:
Our Insurance Division:
$750,000
Luxury Properties Specialist
William Raveis Real Estate
Phone: 508.228.9206
Jim.Houghton@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $600,000 | $600,000 | $600,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.007% | 7.050% | 6.152% |
Monthly Tax Payment | $1,231 | $1,231 | $1,231 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,743 | $3,942 | $5,023 |
Total Monthly Payment | $5,066 | $5,265 | $6,346 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.