4908 ARLINGTON ROAD, Palmetto, FL, 34221 | $725,000

Welcome to a boater’s paradise in the charming Bay Colony community! This newly updated waterfront home offers a blend of modern elegance and timeless charm. Built in 1965, this two-bedroom, two-bath gem spans 1, 519 square feet and sits directly on a deepwater canal with no bridges to Terra Ceia Bay, providing direct access to the Gulf of Mexico right outside your door. This gorgeous home features a 7, 500-pound double boat lift, ideal for two boats or a pontoon, and a 22-foot boat dock that can be replaced or modified to suit your needs. The expansive back patio overlooks the canal, offering a peaceful setting for morning coffee or evening cocktails. There is 220-volt plug ready for a hot tub. Inside, the home has been tastefully completely updated in the last six months, with new white cabinets and white quartz countertops, complemented by top-quality stainless steel appliances. The classic terrazzo floors maintain the home's original character, while an upgraded bath adds a touch of luxury. Recent major updates include a new roof and air conditioner, a new water heater and a new irrigation pump. Large storage room, with canal view, has endless opportunities for office space, storage, whatever your needs are. Hurricane shutters are included. Conveniently just off U. S. 275 and Interstate 75 near the Skyway Bridge, you’ll have easy access to St. Petersburg and Tampa. Don’t miss this rare opportunity to live the coastal lifestyle and schedule your private showing today.

Features

  • Rooms: 7
  • Bedrooms: 2
  • Baths: 2 full
  • Laundry: In Garage
  • Style: Ranch
  • Year Built: 1965
  • Garage: 1-car Boat, Driveway, Garage Door Opener, Workshop in Garage
  • Heating: Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 1,519
  • Acreage: 0.21
  • Est. Taxes: $3,349
  • Lot Desc: Flood Insurance Required, FloodZone
  • View: Water
  • Elem. School: Palm View Elementary
  • Middle School: Lincoln Middle
  • High School: Palmetto High
  • Pet Policy: Cats OK, Dogs OK, Yes
  • Appliances: Dishwasher, Dryer, Electric Water Heater, Range, Refrigerator, Washer
  • MLS#: A4645949
  • Days on Market: 13 days
  • Website: https://www.raveis.com
    /prop/A4645949/4908arlingtonroad_palmetto_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 4/9/2025 4:14:27 AM)

William Raveis Family of Services

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Kiara RusconiLuxury Properties Specialist

860.573.3382

Kiara.Rusconi@raveis.com

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David LewisVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 49042

978.423.2254

David.Lewis@raveis.com

Our Executive Mortgage Banker:

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Our Insurance Division:

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4908 ARLINGTON ROAD, Palmetto, FL, 34221

$725,000

Kiara Rusconi

Luxury Properties Specialist

William Raveis Real Estate

Phone: 860.573.3382

Kiara.Rusconi@raveis.com

David Lewis

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 978.423.2254

David.Lewis@raveis.com

NMLS Mortgage Loan Originator ID 49042

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $580,000 $580,000 $580,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.375% 6.875% 5.875%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.007% 7.050% 6.152%
Monthly Tax Payment $279 $279 $279
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $3,618 $3,810 $4,855
Total Monthly Payment $3,989 $4,181 $5,226

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.