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Presented by
Chris Phelan |
412 Highland, Mount Vernon, NY, 10553 | $980,000
Welcome to 412 Highland Avenue, a beautifully renovated multi-family home that blends modern updates with spacious living in the heart of Mount Vernon Heights. This seven-bedroom, two-bathroom property offers a versatile layout, making it an excellent opportunity for both homeowners and investors. The first floor features an expansive living room that flows seamlessly into a separate dining room, creating the perfect space for gatherings. With four well-sized bedrooms and a full bathroom, this level provides ample room for comfortable living. Upstairs, the second floor offers a large living room, three additional bedrooms, and another full bathroom, allowing for a flexible and functional arrangement. In addition to its generous living spaces, this home includes an additional space located at the back of the building, and an unfinished basement. A private driveway leads to a two-car garage and a spacious backyard, providing plenty of outdoor space for relaxation or entertaining. Just minutes from major highways and the Metro-North station, commuters can reach Grand Central Terminal in as little as 30 minutes, making travel to Manhattan fast and efficient. The area is also close to the Cross County Shopping Center, restaurants, schools, and parks, providing a vibrant yet peaceful community atmosphere.
Features
- Bedrooms: 7
- Baths: 2 full
- Year Built: 1900
- Garage: 2-car
- Heating: Ducts
- Cooling: Ductwork
- Est. Taxes: $10,864
- MLS#: 839609
- Days on Market: 5 days
- Website: https://www.raveis.com
/prop/839609/412highland_mountvernon_ny?source=qrflyer
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Chris PhelanSales Associate
617.285.1559
Chris.Phelan@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com, which receives over 1 billion hits per year
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Scott PetersenVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 32556
339.224.0866
Scott.Petersen@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Nicole DelaneyInsurance Sales Director, William Raveis Insurance
781.724.3515
Nicole.Delaney@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
412 Highland, Mount Vernon, NY, 10553
$980,000
Chris Phelan
Sales Associate
William Raveis Real Estate
Phone: 617.285.1559
Chris.Phelan@raveis.com
Scott Petersen
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 339.224.0866
Scott.Petersen@raveis.com
NMLS Mortgage Loan Originator ID 32556
|
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
|---|---|---|---|
| Loan Amount | $784,000 | $784,000 | $784,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.750% | 6.625% | 6.250% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.712% | 6.764% | 6.435% |
| Monthly Tax Payment | $905 | $905 | $905 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $4,575 | $5,020 | $6,722 |
| Total Monthly Payment | $5,572 | $6,017 | $7,719 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
NY Licensed Mortgage Banker-NYS Banking Department LMBC 106535