Naples, FL, 34108 | $6,950,000

Exquisite 10th-Floor Residence at Moraya Bay. Gorgeous elevator entrance with marble and wood floor inlay, and wood floors throughout — offering over 4, 500 sq. ft. of refined interior living and more than 700 sq. ft. of stunning outdoor space.
Welcome to elevated coastal living in this fully reimagined (2022) 10th-floor residence at the exclusive Moraya Bay. This rare 3-bedroom + den retreat delivers sweeping Gulf and Bay views from every room, immersing you in the beauty of turquoise waters and fiery sunsets. A rare combination of style, scale, and direct beachfront access, this residence defines luxury living in Naples.
Thoughtfully redesigned with a focus on both form and function, this elegant home showcases custom built-ins, refined wall textures, and detailed ceiling treatments that elevate every space. The open-concept layout is anchored by clean lines and designer finishes, while floor-to-ceiling glass invites abundant natural light and uninterrupted panoramic views from sunrise to sunset.
The gourmet kitchen and butler’s pantry are a dream for culinary enthusiasts and entertainers alike. Outfitted with top-tier appliances and natural gas cooking, including two dishwashers, two refrigerators, a wine cooler, and an ice maker, this space is designed to impress. The seamless flow into the great room and dining area allows for effortless hosting and everyday living.
The owner’s suite is a luxurious private escape featuring a spa-like bath with dual showers, dual water closets, and exquisite materials throughout. A custom walk-in display closet offers elegance and organization, while a secure owner storage area adds peace of mind.
The expansive lanai—with over 700 sq. ft. of outdoor living space—features a full summer kitchen, ideal for entertaining or simply enjoying Naples' iconic sunsets and tranquil Gulf breezes. Whether you’re dining al fresco or lounging with a cocktail, this outdoor sanctuary is unforgettable.
Two spacious guest suites provide a haven for friends and family, each designed with comfort and privacy in mind. The flexible den offers the perfect setting for a media lounge, office, or overflow guest space—tailored to your lifestyle.
Moraya Bay offers a premier resort-style experience with a private beach club for residents, including beachside and poolside service and a beautifully appointed restaurant overlooking the Gulf. Through the Multi-Club membership, residents also enjoy access to the exceptional amenities at Kalea Bay—featuring additional dining, guest suites, a state-of-the-art wellness center, tennis, pickleball, and more. This is more than a residence—it’s a lifestyle. A Gulf-front sanctuary where every detail is elevated, and every day feels like a five-star vacation.

Features

  • Building Design: High Rise (8+)
  • Parking: 1 Assigned,Deeded
  • Heating: Central Electric
  • Cooling: Central Electric
  • Levels: 1
  • Amenities: Beach - Private,Beach Access,Beach Club Available,Community Pool,Trash Chute,Underground Utility,Vehicle Wash Area
  • Bedrooms: 3
  • Baths: 3 full / 1 half
  • Complex: MORAYA BAY
  • Development: VANDERBILT BEACH
  • Year Built: 2009
  • Approx Sq. Feet: 4,548
  • Est. Taxes: $43,815
  • Condo Fee: $10,328 Quarterly
  • Lot Desc: Regular
  • View: Bay,Canal,Gulf,Gulf and Bay,Landscaped Area,Pool/Club,Water
  • Community Type: Gated
  • Water Front: Yes
  • Pet Policy: No Approval Needed
  • MLS#: 225030747
  • Website: https://www.raveis.com
    /prop/225030747/_naples_fl?source=qrflyer
Courtesy of

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Paul IncertoSales Associate

203.858.8080

Paul.Incerto@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
  • Place up to 20+ photos of your home on our website, raveis.com, which receives over 1 billion hits per year
  • Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
  • Showcase your home on raveis.com with a larger and more prominent format
  • Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology

To learn more about our credentials, visit raveis.com today.

Francine SilbermanVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 69244

914.260.2006

Francine.Silberman@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Mace L. RattetVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 69957

914.260.5535

Mace.Rattet@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Gene RahillyInsurance Sales Director, William Raveis Insurance

917.494.9386

Gene.Rahilly@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

Naples, FL, 34108

$6,950,000

Paul Incerto

Sales Associate

William Raveis Real Estate

Phone: 203.858.8080

Paul.Incerto@raveis.com

Francine Silberman

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 914.260.2006

Francine.Silberman@raveis.com

NMLS Mortgage Loan Originator ID 69244

Mace L. Rattet

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 914.260.5535

Mace.Rattet@raveis.com

NMLS Mortgage Loan Originator ID 69957

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $5,560,000 $5,560,000 $5,560,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.375% 6.625% 6.375%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.109% 6.764% 6.581%
Monthly Tax Payment $3,651 $3,651 $3,651
H/O Insurance Payment $125 $125 $125
Initial Principal & Interest Pmt $34,687 $35,601 $48,052
Total Monthly Payment $38,463 $39,377 $51,828

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.