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A MUST SEE! Beautiful 4 bedroom, 3 bathroom POOL home situated on a generous half acre CORNER LOT in Winterset Gardens! Optional HOA, bring your boats and campers! Private Community Boat ramp. Boasting 3, 876 square feet of comfortable living space! From the moment you approach the charming covered front porch, you'll be drawn into an inviting entry that opens to a SPACIOUS living room featuring a vaulted ceiling, a wood-burning fireplace, and a wet bar. The LARGE kitchen offers ample counter space, lovely cabinetry, and an eat-in area. There is also a separate formal dining room and a NICE-SIZED laundry room for added convenience. The MASSIVE primary bedroom features a WALK-IN closet and an EN-SUITE bathroom with 2 vanities and a step-in shower, it even has its own entrance to the rear porch. The OVERSIZED enclosed rear porch adds a perfect extension to the home, providing an additional space to relax or entertain. The pool, complete with a spa, and lush backyard offers endless possibilities for outdoor enjoyment. Don't miss the opportunity to own this home, CALL US TODAY!
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Our Executive Mortgage Banker:
Our Insurance Division:
$550,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $440,000 | $440,000 | $440,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.250% | 6.875% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.944% | 7.025% | 6.046% |
Monthly Tax Payment | $257 | $257 | $257 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,709 | $2,890 | $3,654 |
Total Monthly Payment | $3,058 | $3,239 | $4,003 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.