Updated home with brand NEW ROOF in BEACH community of Holiday Estates. Presented TURNKEY so you can just bring your luggage and instantly start living your Florida dream life! Hitting the trifecta, this home is ON PUBLIC WATER, SEWER, & NOT IN A FLOOD ZONE! Solid wood cabinetry in Kitchen with pantry, high level Granite countertops, coffee station, and newer Stainless Steel appliances. Easy to maintain and scratch resistant luxury vinyl plank flooring throughout home. Split floorplan for privacy in bedrooms and centralized, open kitchen and living room. Outdoors you’ll find a rear patio in addition to the BRAND NEW carport which is a side covered area large enough for seating, tables, grilling area, as well as room to park a vehicle or golf cart. Landscaped with lovely flowering bushes, a bonus storage shed, plus a BRAND NEW utility room where the NEW washer and dryer are located. A/C is from May 2022. Oversized lot measuring 7, 811 square feet and in this community, you OWN YOUR LOT and the minimal Community HOA fee of $50 per year is optional beyond the first year. Separate from the HOA is the Edgewater Club which the sellers have already bought into ($1500 savings), and transfers with the home sale, plus the yearly dues for 2025 have also been paid for. At $315 per year, Edgewater is an active community with lots of clubhouse events. The club offers a pool, tennis and pickleball courts, shuffleboard and bocce ball. Music and sing-alongs on the pool deck weekly. Monthly dinners and bi-monthly Sunday breakfast sponsored by the Men's Club and lots of social gatherings. This home is a gem, total DIAMOND at $155, 900 with no additional mandatory fees, there isn’t a community that comes close, or a home priced as low! Call today for your private tour.
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $115,920 | $115,920 | $115,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.007% | 7.037% | 6.152% |
Monthly Tax Payment | $195 | $195 | $195 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $723 | $762 | $970 |
Total Monthly Payment | $993 | $1,032 | $1,240 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.