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This 1, 719 sq ft unit is just a mile from scenic Wickford Harbor, home to three yacht clubs. If you're 55+, you'll love the small, friendly community of similar-aged neighbors (complex not deeded 55+) and the vibrant N. Kingstown Senior Center less than a mile away. The town beach is also nearby for summer relaxation. Easy handicap modifications possible. Welcome to Duck Cove, an exclusive six-unit condominium community offering privacy, luxury, and convenience. This elegant one-level, end-unit home features 2 bedrooms and 2 bathrooms, and 3 heating and cooling zones. Located in highly desirable North Kingstown, this residence offers unmatched access to local dining, biking, golf and nature trails. With direct access to Route 4, reaching Providence, Newport, and South County is effortless. The nearby Wickford Junction station offers MBTA commuter rail service to Providence and Boston. Inside, soaring cathedral ceilings and oversized windows fill the home with natural light. A wood-burning fireplace with a marble hearth and built-ins enhances the cozy living room. The primary suite features a walk-in closet, Jacuzzi tub, and separate shower. Additional amenities include central air, a centrally located kitchen, a motorized awning on the deck, and a new architectural shingle roof. Ideal for empty nesters, boaters, this is a rare opportunity to own in a premier North Kingstown location. Sub. to seller obtaining suitable housing. Phots virtually staged
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $460,000 | $460,000 | $460,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.058% | 7.025% | 6.132% |
Monthly Tax Payment | $735 | $735 | $735 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,908 | $3,022 | $3,851 |
Total Monthly Payment | $3,735 | $3,849 | $4,678 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.