![]() |
Don’t miss this absolutely incredible opportunity to own a stunning custom-built Colonial with 5 bedrooms and 2. 5 baths, perfectly situated mid-block in the highly sought-after Smithtown School District on a flat, private lot in a quiet neighborhood! The curb appeal is unmatched with a large expanded blacktop driveway accented by a Belgian block border, leading to a charming front porch with PVC railings and an overhang—ideal for enjoying the surroundings. Step inside to a grand entryway with gleaming hardwood floors and custom molding throughout, setting the stage for a home that exudes both elegance and comfort. The formal dining room is a showstopper, featuring crisp white walls and custom wall molding, while a French door leads to the formal living room/study, offering a private and versatile space with hardwood floors and an abundance of natural light. The chef’s kitchen is a dream, boasting radiant heated flooring, birch cabinets, a tile backsplash, granite countertops, black and stainless steel appliances, ample cabinet and counter space, plus an additional counter area with stylish double pendant lighting—all with direct access to the rear deck, making indoor-outdoor living effortless! The enormous sunken den is a standout, featuring recessed lighting, a ceiling fan, and a second gas fireplace with a wood mantel and tile insert, surrounded by oversized windows that fill the space with natural light. The first-floor powder room has been tastefully updated with a white subway tile half-wall, a sleek gray vanity with quartz countertops, and modern fixtures, while the mudroom/laundry area offers additional cabinetry and tile flooring for practicality and style. Upstairs, the primary suite is nothing short of magnificent, boasting a grand double-door entry, vaulted ceilings, recessed lighting, a full wall of windows, and a ceiling fan, leading to a spa-like ensuite with radiant heated flooring, a multi-person stand-up glass shower, a separate soaking tub, soaring ceilings, and a gorgeous vanity with maple cabinets and granite countertops. The second-floor hallway features beautiful wood floors, leading to a full hallway bath with a tub and shower, plus all generously sized additional bedrooms, each with ceiling fans. The full basement offers high ceilings, providing endless potential for additional living space, storage, or customization to suit your needs. This home is the perfect blend of classic charm and modern convenience!
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$849,999
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $679,999 | $679,999 | $679,999 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.750% | 6.625% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.712% | 6.764% | 6.435% |
Monthly Tax Payment | $1,634 | $1,634 | $1,634 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,968 | $4,354 | $5,830 |
Total Monthly Payment | $5,694 | $6,080 | $7,556 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.