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Under contract-accepting backup offers. Welcome to 3801 40th Ave N a charming 3 Bedroom 2 Bathroom bungalow-style home that beautifully blends timeless appeal with everyday functionality. Situated on an double lot 0. 29-acre corner lot framed by mature oak trees and lush landscaping, this St. Pete gem offers more than just a place to live it’s a peaceful retreat designed for comfort and ease.
Inside, natural light fills a spacious and thoughtfully arranged interior. The split-bedroom floor plan features three bedrooms and two full bathrooms, offering both privacy and a welcoming sense of connection. A formal living room and a separate dining room create an ideal layout for everything from lively gatherings to quiet evenings. Ceramic tile and laminate flooring run throughout the home, providing low-maintenance style and lasting durability.
The kitchen is practical yet inviting, equipped with all the essentials: refrigerator, range, dishwasher, washer, dryer, and an electric water heater. Large windows dressed with blinds bring in soft daylight, enhancing the cozy atmosphere throughout the home. Additional conveniences include an inside laundry area, cable and electricity connections, and access to public water and sewer.
A standout feature is the Double lot 20x19 attached two-car garage, offering ample room for parking, storage, or a workshop. Outside, you’ll find extra storage structures, rain gutters already in place, and even an RV-ready setup with a 220 electric hookup and sewage line in the backyard. With a lot size of 12, 700 square feet, there’s plenty of space for a garden, play area, or custom patio—no pool to maintain, just a blank canvas for your outdoor vision.
The home sits on a classic crawlspace foundation and is located in a non-flood zone (X), providing added peace of mind. The metal roof, installed in 2021, adds modern reliability to this warm, character-filled residence.
Whether you're a first-time buyer, a downsizer seeking single-level living, or someone who simply values the comfort of a well-cared-for home, this property delivers. Timeless, tranquil, and ready to welcome you this is where your next chapter begins.
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Our Executive Mortgage Banker:
Our Insurance Division:
$310,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $248,000 | $248,000 | $248,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.058% | 7.063% | 6.152% |
Monthly Tax Payment | $346 | $346 | $346 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,568 | $1,629 | $2,076 |
Total Monthly Payment | $1,989 | $2,050 | $2,497 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.