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This immaculately kept "smart" Tamar is located in Longleaf Ridge 1 in On Top of the World, close to the Arbors amenity center as well as The Summit, OTOW's newest amenity. With 2 bedrooms, 2 bathrooms, 2 car garage, AND a flex room that can double as a 3rd bedroom, office, or craft room, this home has loads of upgrades and is priced to sell. The stunning kitchen has under cabinet lighting, stainless steel appliances, granite counters, and subway glass tile backsplash. The white cabinets have been upgraded with crown molding and dovetail, soft-close features. Enjoy luxury vinyl plank floors in all of the living spaces and kitchen while having the comfort of carpet in the bedrooms. This home has so many notable features from the tray ceilings, crown molding, custom paint colors, epoxied garage floor, expanded brick paver driveway, and shutter-style blinds to the upgraded bathrooms that both have tile shower surrounds complimented by listellos. The main bedroom has a large walk-in closet as well as an ensuite bathroom with dual vanity sinks and a large zero entry shower with a frameless shower enclosure. The shower also has bench seating and river rock flooring as well as 2 shower niches which easily tucks away shower essentials. If outdoor living is a priority, the screened lanai and 10x30 brick paver patio with a gas line for outdoor grilling won't disappoint. Also easily noted in this 2021 home, nothing has been hung on the walls meaning there are no unsightly holes to patch. . . . it's a blank slate waiting for a new owner. On Top of the World is Ocala's premier 55+ golf course, resort style community with golf cart access to shopping, banking, restaurants, entertainment, health and beauty.
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Our Executive Mortgage Banker:
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $243,920 | $243,920 | $243,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.007% | 7.037% | 6.152% |
Monthly Tax Payment | $271 | $271 | $271 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,522 | $1,602 | $2,042 |
Total Monthly Payment | $1,868 | $1,948 | $2,388 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.