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Step inside this spacious and beautifully renovated colonial, where modern updates meet charm. Extensively renovated in recent years, this home is ready for its new owner to move right in and enjoy! The first floor offers a welcoming open-concept living/dining area, featuring gorgeous upgraded hardwood floors that flow throughout the entire home, and a nicely updated full bathroom as well. The renovated kitchen boasts gleaming granite countertops, stainless steel appliances, and ample cabinetry, along with a convenient pantry/corner closet for extra storage. A flexible bonus room off the dining area is perfect as a laundry room, home office, or even a cozy den. Upstairs, the spacious primary bedroom offers a true retreat, complete with a large walk-in closet for all your wardrobe needs. Down the hall, two additional bedrooms provide plenty of space, each with generous closets. Another beautifully updated full bath completes the second floor. With so many minor and, most importantly, major updates already done including newer roof, windows, electrical, lighting, heating system, plumbing, interior/exterior doors, walls, ceilings, and even the detailed moldings. This thoughtfully upgraded home offers both style and peace of mind, blending modern functionality with character and charm. Move-in ready, this home is ready to welcome you! Don't miss your chance to make it yours and live right around the corner from the East Bay Bike Path, Sabin Point Park and Crescent Park Carousel!
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $375,920 | $375,920 | $375,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.750% | 7.125% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.173% | 7.316% | 6.550% |
Monthly Tax Payment | $395 | $395 | $395 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,438 | $2,533 | $3,223 |
Total Monthly Payment | $2,907 | $3,002 | $3,692 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.