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Attention Golfers, Sunseekers, Snowbirds. . . perfect opportunity to own a fantastic home on Florida's Gulf Coast. This gently used home desires a touch of TLC. Located close to Mainlands Unit 6 clubhouse & pool, this well maintained 2BR/2BA/2CG "Gormay" showcases Pride of Ownership. A Coastal flair showcases the front porch. . . a relaxing space to enjoy the Florida lifestyle. Main entry into living room features a stunning front door leading to a unique tiled landing. The open concept living area includes the Living, Dining & Florida rooms all surrounding the "Heart of the Home". . . the kitchen. Bedrooms & baths are located in hallway accessed from living room. Interior features in living area include warm autumn décor, rich wood laminate flooring, ceiling fans, updated light fixtures a contrast to the Coastal decor of the eat in kitchen & baths featuring many updates. The eat-in kitchen features ocean blue walls, white speckled Corian counter/sinktop showcasing the rich Oak cabinetry, satin nickel tall faucet w/pulldown sprayer, glass tile backsplash, white MAYTAG appliances (French door refrigerator, dishwasher, glass cooktop range w/vent hood, GE countertop microwave), inset ceiling, ceiling fan, tile floor with easy access to the Bonus room & Garage. Laundry area, located in dinette pantry closet, includes GE Lo Water Washer/Dryer set, 6 panel sliding doors & extra storage. The versatile Bonus room, which can be used as an office/ den/craft room/grandkids room/mancave, features a private entrance to the side yard. The Florida room has a wall of windows providing great natural light and also an awesome view of the private backyard (greenspace), ceiling fan & pass thru window to kitchen. . . great for entertaining. Dining room connects living room, Florida room & Kitchen. Spacious Primary & Guest bedrooms each have large walk-in closets, ceiling fans w/lights, large windows & tile floors. A coastal decor is mirrored in both bathrooms. Updates include: sea blue walls with solid surface white countertops, satin white vanities, light bars, newer commodes, vents, mirrored medicine chests & satin nickel faucets/shower heads. Primary ensuite bath offers a marble tile walk-in shower w/glass doors, glass tile border, tile seat & handheld shower heads. Guest bath has a white bathtub w/shower, white tile tub surround that pops the blue walls. Exterior features include a 2 car cement driveway, covered front porch, gutters/downspouts, updated windows, accordion storm shutters & tile roof (2001). Garage features keyless entry, NEW electrical Panel (2025), Champion HVAC system (2024), Rheem water heater (2021), pull-down stairs, Genie garage door motor, reinforced Raynor garage door & exterior side door. Unit 6 welcomes 2 pets! Monthly maintenance fee of $395 includes lawn care/irrigation maintenance, exterior painting/power washing, water/sewer/trash, internet/cable in addition to maintaining all community property (clubhouse, pool, roads, sidewalks, lakes)! Mainlands Unit #6 is in an active, 55+ community offering a clubhouse, heated in-ground pool, shuffleboard courts, public golf course & many other activities. A Tropical Paradise located in the "Heart of Tampa Bay" centrally situated between St. Petersburg, Clearwater & Tampa. Add'l conveniences include nearby shopping, sporting/cultural venues, excellent medical/emergency care facilities, restaurants, banking, churches and easy access to beautiful Gulf coast beaches, interstate & two airports.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
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Our Executive Mortgage Banker:
Our Insurance Division:
$350,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $280,000 | $280,000 | $280,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.058% | 7.025% | 6.132% |
Monthly Tax Payment | $189 | $189 | $189 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,770 | $1,839 | $2,344 |
Total Monthly Payment | $2,034 | $2,103 | $2,608 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.